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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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13777 Windsor Ave , Youngstown, FL 32466
$164,900
Est. Payment: $836.34/mo
1 Bed
1 Bath
670 Sqft
Status: active | Days on site: 123
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Possible Owner financing with approved credit. $5,000 Down and 5.5% Interest! This home is almost finished! If you like quiet country living, sturdy construction, and low cost living, you need to check out this brand new home. Modern open concept living area with unique bedroom plan, new appliances, and stylish finished concrete floors, formica countertops, concrete driveway, and a covered front porch. With sturdy concrete block construction, metal roof, high efficiency HVAC System, private well, and new septic system you'll enjoy low maintenance, reduced insurance cost, and low utilities. No HOA. Located in a quiet area north of Panama City convenient to Hwy 231 and Hwy 20. Only 30 minutes to Panama City, 40 minutes to Panama City Beach. Minutes away from Youngstown Recreational Park & Pitt & Sylvan Springs Park. See Floorplan in photos section. Completed home photos are of similar construction and finishes. Additional homes being built, contact us for more information.

Highlights

Listed by Dennis Nelson , 850-348-8262 Keller Williams Success Realty , 850-249-0313. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.14

Year Built

2026

County

Bay

Area

04 - Bay County - North

Neighborhood

South Caravana Manor

Listing ID

788592

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:1
  • Bathrooms:1
  • Full Bathrooms:1
Appliances:Electric Oven, Electric Range, Electric Water Heater
Air Cond:Central Air
Fireplaces:
Floor:Concrete

Exterior Features

Lot Dimensions:60' x 100'
Zoning:Resid Single Family
Roof:Metal
Principal Interest
$836
Taxes
$7

Home Price

$164,900

Loan Details

30 yrs
6.529%

Down Payment

20%
$32,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$836.34

Principal

Taxes

Principal Taxes HOA Total
Monthly $836.34 $7.42 $0.00 $843.76
Yearly $10,036.10 $89.00 $0.00 $10,125.10
Total $301,083.01 $2,670.00 $0.00 $303,753.01

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Youngstown, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS