Agent profile image in chat bubble
Agent profile image in chat header

Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

Agent profile image in message

7614 E Florida 20 , Youngstown, FL 32466
$219,000
Est. Payment: $1,209.94/mo
10.5 Acres
Status: Active | Days on site: 21
Get Pre-Qualified
BEBR - B3101,B12512
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Harrison Lilly Team, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
Agent profile image
Harrison Lilly Team
Owner/Operator

House Description

'Coming Soon No Showings' Excellent opportunity to own 10 cleared acres located on State Rd Highway 20 in Bay County, just approximately 30 minutes from the beach. This spacious tract offers a strong combination of visibility, accessibility, and usable land, making it ideal for a private homesite, residential development, recreational use, or a long-term investment opportunity. With the property already cleared, much of the initial site preparation has been started, giving buyers a valuable head start for future plans. The acreage provides plenty of room for a custom home, outbuildings, animals, gardens, or multiple potential residential uses, subject to zoning, county approval, and buyer due diligence. Conveniently located along Highway 20, the property offers easy access to Panama City Beach, Panama City, surrounding communities, shopping, dining, schools, and outdoor recreation. Whether you are looking to build, develop, or hold land in a growing area of Northwest Florida, this 10-acre tract offers excellent potential and flexibility. Buyer to verify zoning, land use, utilities, access, development options, and all information deemed important.

Highlights

Listed by Tammy E Snow , 239-560-1288 and Jason Taylor , 229-886-8350 RC Real Estate Group , 850-249-6100. Bay County Association of REALTORS

Property Type

Vacant Land

Lot/Acreage
10.5

County

Bay

Area

04 - Bay County - North

Neighborhood

No Named Subdivision

Listing ID

793333

Questions about this listing?

Contact Agent

Interior Features

Water:Well Needed

Exterior Features

Lot Dimensions:331x1320
Zoning:Agriculture
Sewer:Septic Needed
Principal Interest
$1,210
Taxes
$64

Home Price

$219,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$43,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,209.94

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,209.94 $63.53 $0.00 $1,273.47
Yearly $14,519.32 $762.31 $0.00 $15,281.63
Total $435,579.64 $22,869.30 $0.00 $458,448.94

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Oct 2026

Average Price

All Price Ranges
N/A
Oct 2026

Average Days on Market

All Price Ranges
N/A
Oct 2026
Market insight data is pulled from the same city as the listing being viewed (Youngstown, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T03:46:57.000Z

© 2026 Bay County Association of REALTORS