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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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12810 Hwy 231 , Youngstown, FL 32466
$249,900
Est. Payment: $1,380.66/mo
5.09 Acres
Status: Active | Days on site: 50
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BCRR - B0547
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Harrison Lilly Team, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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Harrison Lilly Team
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House Description

Prime Commercial Opportunity in Youngstown!! The city of Youngstown is growing and thriving and have an estimated 27,000 vehicles per day that drive by this property on Hwy 231. This 5.09-acre commercial property has been cleared and is approximately 15 miles from Panama City and is situated on HWY 231. This property offers great visibility, it sits high and dry and is well-suited for a variety of commercial uses included retail center, convenience store, gasoline stations, auto parts stores, restaurants etc. Property is zoned C1 commercial.
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Highlights

Listed by Alicia Hartline , 850-319-9616 CENTURY 21 Ryan Realty Inc , 850-233-7926. Bay County Association of REALTORS

Property Type

Vacant Land
Lot/Acreage
5.09

County

Bay

Area

04 - Bay County - North

 Neighborhood

[No Recorded Subdiv]

Listing ID

788158

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Interior Features

Exterior Features
Principal Interest
$1,381
Taxes
$159

Home Price

$249,900

Loan Details

30 yrs
7.374%

Down Payment

20%
$49,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,380.66

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,380.66 $159.31 $0.00 $1,539.97
Yearly $16,567.94 $1,911.74 $0.00 $18,479.67
Total $497,038.14 $57,352.05 $0.00 $554,390.19

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Youngstown, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T03:46:57.000Z

© 2026 Bay County Association of REALTORS