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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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199 N Duck Ave , Wewahitchka, FL 32465
$299,950
Est. Payment: $1,521.29/mo
4 Bed
4 Bath
1499 Sqft
Status: active | Days on site: 721
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

HOWARD'S CREEK ALERT: Huge price improvement! You've got to see this cool fishing camp sitting on almost a one acre lot in the center of the community of Howard Creek. This can be a fantastic family compound, a fishing getaway for families or friends, numerous living areas - The main cottage has been extended over the years and features 2 bedrooms plus a bunk room, 2 full baths, 2 living areas and even two kitchens. There is an oversized 40x40 garage (did we say barndominium!) with 2 large overhead doors on front and another on the side. Tons of space and there are two bedrooms and 2 full baths above the garage as well. It's great for a large family or friends vacationing together. There is also so much to do outdoors and there is a big fire pit and sitting area in the backyard. There is a building that once housed a smokehouse and summer kitchen but it needs updating. The entire parcel is fenced and gated at the end of the road and very private. Howard Creek is nestled along the Brothers River. This leads into the Apalachicola River or take the intercoastal waterway out into the Gulf of Mexico. Some of the best fishing anywhere! This community is golf cart friendly and golf carts are in fact the preferred method of transportation. There is a country store, church, and an incredible county park with paved boat ramp. It does need some work and sprucing up but the possibilities are endless!

Highlights

Listed by Dennis M Dunnigan , 850-258-3880 Coastal Choice Realty LLC , 850-215-4160. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.89

Year Built

1970

County

Gulf

Area

07 - Gulf County

Neighborhood

Whitfield Acres

Listing ID

759627

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:4
  • Full Bathrooms:4
Appliances:Electric Range, Electric Water Heater
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • Additional:Main Level Primary

Exterior Features

Lot:Paved
Lot Dimensions:300x130
Zoning:Resid Single Family
Others:
  • Additional:Fire Pit
Parking Features:Garage,Garage Door Opener,RV Garage
Principal Interest
$1,521
Taxes
$83

Home Price

$299,950

Loan Details

30 yrs
6.529%

Down Payment

20%
$59,990
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,521.29

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,521.29 $83.00 $0.00 $1,604.29
Yearly $18,255.48 $996.00 $0.00 $19,251.48
Total $547,664.33 $29,880.00 $0.00 $577,544.33

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Wewahitchka, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS