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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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728 Otter Pond Rd , Westville, FL 32464
$425,000
Est. Payment: $2,155.52/mo
5 Bed
3 Bath
2994 Sqft
Status: active | Days on site: 218
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Welcome home to this spacious and thoughtfully designed 5-bedroom, 3-bath residence offering the perfect blend of comfort, character, and functionality. Built in 2002, this home features a well-appointed floor plan with a dedicated dining room, private office, and separate laundry room. Dual staircases add both charm and convenience, while three bedrooms and a full bath are located upstairs, with the primary suite and an additional bedroom on the main level, ideal for flexible living arrangements. The kitchen is a standout, equipped with double wall ovens, a glass cooktop, island dishwasher, ice maker, and custom cabinetry with pull-out drawers, all designed for both everyday living and entertaining. Hardwood floors, tile, and carpet create warmth throughout the home, complemented by colonial-style trim, detailed door casings, baseboards, and crown molding. Enjoy abundant natural light throughout, including bay-style windows in the breakfast nook. Relax on the large front porch or unwind on the spacious back patio, perfect for enjoying peaceful surroundings. A heated and cooled bonus room is conveniently located with the double garage without sacrificing garage space, offering endless possibilities for a hobby room, gym, or additional living area. Ideally located close to town for everyday conveniences while still offering a rural, country charm, this home also places you just approximately 45 minutes from the beach, providing the best of both worlds. A truly inviting property with timeless details and room to grow.

Highlights

Listed by Misti Gillman , 850-630-8377 Woodlands & Homes, LLC , 850-529-0022. Pensacola Association of REALTORS®, Inc.

Property Type

Residential

Lot/Acreage
1.4

Year Built

2002

County

Other Counties

Neighborhood

None

Listing ID

676030

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:5
  • Bathrooms:3
  • Full Bathrooms:3
Appliances:Electric Water Heater, Double Oven, Refrigerator, Oven
Air Cond:Central Air,Ceiling Fan(s),ENERGY STAR Qualified Equipment
Fireplaces:
Floor:Hardwood,Tile,Carpet
Other:
  • Additional:Bookcases, High Ceilings, Bonus Room, Office/Study, Master on Main
Water:Private

Exterior Features

Garage Capacity:2
Zoning:Res Single
Roof:Composition
Others:
  • Additional:Resale
Sewer:Septic Tank
Parking Features:2 Car Garage,Side Entrance
Principal Interest
$2,156
Taxes
$271

Home Price

$425,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$85,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,155.52

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,155.52 $270.94 $0.00 $2,426.46
Yearly $25,866.24 $3,251.25 $0.00 $29,117.49
Total $775,987.13 $97,537.50 $0.00 $873,524.63

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Westville, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Pensacola Association of REALTORS®, Inc., and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T07:06:24.000Z

© 2026 Pensacola Association of REALTORS®, Inc.