Agent profile image in chat bubble
Agent profile image in chat header

Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

Agent profile image in message

117 Summer Breeze Rd , West Panama City Beach, FL 32413
$499,000
Est. Payment: $2,756.90/mo
3 Bed
2 Bath
2160 Sqft
Status: Pending | Days on site: 1
Get Pre-Qualified
EKW5 - E21940
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Harrison Lilly Team, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
Agent profile image
Harrison Lilly Team
Owner/Operator

House Description

UNDER CONTRACT WITH CONTINGENCIES; SELLER ACCEPTING BACKUP OFFERS. One man's loss may truly be another buyer's gain at 117 Summer Breeze Road. The current owner invested a tremendous amount of money in getting this home ready for retirement but a change in plans now creates an opportunity to own one of the largest floor plans in Summer Breeze at an incredibly low price for the amount of upgrades and money spent. Designed and upgraded with long-term comfort in mind, this 3BR/2BA residence offers approx. 2,160 SF. Inside, soaring ceilings, crown molding, fresh paint, and refined finishes create a polished coastal feel. The newly updated kitchen features soft-close cabinetry, premium granite, stainless steel appliances, and a sleek tile backsplash. Paid-off solar panels help keep the current electric bill low, while a newer high-end HVAC system, hybrid heat-pump water heater, updated attic insulation, hurricane shutters, and sprinkler system with private well add serious efficiency and value. Outside, enjoy a private screened pool, fenced backyard, and oversized two-car garage with room for the golf cart. Washer and dryer remain, and the home may be sold furnished. Tucked away on the quiet west end of Panama City Beach, south of Hwy 98, just minutes from Pier Park and a short golf-cart ride to Front Beach Road and the Gulf. Low HOA of approx. $300/year. No short-term rentals.

Highlights

Listed by Mike Herring , 850-321-0917 Keller Williams Realty SRB , 850-654-2900. Emerald Coast Multiple Listing Services

Property Type

Residential

HOA Fee

Year Built

1997

County

Bay

Area

27 - Bay County

Neighborhood

Summer Breeze Ph 1

Listing ID

1013155

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Dishwasher, Disposal, Dryer, Microwave, Range Hood, Refrigerator, Washer, Water Heater - Gas
Air Cond:Ceiling Fans,Central Air
Fireplaces:
Floor:Floor Tile,Floor Vinyl,Floor WW Carpet
Other:
  • ▪ Additional:Breakfast Bar, Ceiling Crwn Molding, Lighting Recessed, Newly Painted, Pantry, Washer/Dryer Hookup

Exterior Features

Lot:Cleared
Lot Dimensions:70x100+/-
Zoning:Resid Single Family
Others:
  • ▪ Additional:Patio Covered, Porch Screened, Fenced Privacy
Sewer:Public Sewer
Principal Interest
$2,757
Taxes
$465
HOA
$0

Home Price

$499,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$99,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,756.90

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,756.90 $464.94 $0.00 $3,221.85
Yearly $33,082.84 $5,579.32 $0.00 $38,662.16
Total $992,485.12 $167,379.60 $0.00 $1,159,864.72

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Oct 2026

Average Price

All Price Ranges
N/A
Oct 2026

Average Days on Market

All Price Ranges
N/A
Oct 2026
Market insight data is pulled from the same city as the listing being viewed (West Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T06:31:40.000Z

© 2026 Emerald Coast Multiple Listing Services