Welcome to 121 Belaire Drive, a furnished 4-bedroom, 3-bath beach home in the highly sought-after Santa Monica area on the desirable west end of Panama City Beach. Built in 2018 and offering approximately 2,320 square feet, this property combines modern construction, Gulf views, and short-term rental flexibility in a location just minutes from the beach. With no HOA and short-term rentals permitted, the home presents an appealing opportunity for full-time living, a second home, or an investment property. The open floor plan is designed for comfortable coastal living and effortless entertaining. Interior bamboo flooring adds warmth and durability throughout the main living areas, while the spacious layout provides room for family and guests. Offered fully furnished and including a golf cart, this home is ready to enjoy from day one. The primary suite serves as a private retreat featuring an en-suite bathroom with a double vanity and a glass-enclosed tiled shower. A private door from the suite opens to the deck, where Gulf views provide a relaxing backdrop to morning coffee or evening sunsets. Additional bedrooms and bathrooms offer flexibility for guests and rental accommodations. Home was built to help reduce maintenance concerns and enhance long-term value, including two new air-conditioning units and a tankless water heater. The exterior was freshly painted in January, and an elevator provides convenient access between levels, adding functionality throughout the home.