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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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21 Jack Knife Dr , Watersound, FL 32461
$899,000
Est. Payment: $4,559.08/mo
4 Bed
3 Bath
2086 Sqft
Status: active | Days on site: 23
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Step into the Watersound lifestyle! Set among the tall pines and white picket fences of Winter Garden, one of the most coveted locations within Watersound Origins, this four-bedroom, three-bath coastal cottage offers refined single-level living minutes from world class beaches and idyllic Scenic Highway 30A. Gracious porches front and back open to the light-filled interior of this Bayberry plan, built by respected local builder Huff Homes. European white oak floors and plantation shutters throughout, hand-selected lighting fixtures, and a shiplap entry carry a cohesive finish level from room to room. The kitchen is a study in considered detail with white quartz countertops, Frigidaire Professional appliances, a walk-in pantry, and crisp Shaker cabinetry with soft-close hardware - elevated by a microwave drawer set into the island, custom appliance storage, and an added dry bar for entertaining. In the primary suite, a soaker tub and separate frameless glass shower create a private retreat. This expanded floor plan also features a second en-suite bedroom, two additional bedrooms served by a full hall bath, separate laundry room, and ample storage spaces. Outdoors, a generous screened rear porch opens to a custom paver patio framed by lush landscaping, where a picket gate leads to a footpath through wooded conservation land. The piped-gas fire pit anchors cooler coastal evenings, while a gas grill stub makes outdoor meals effortless. Whole-house air purification, a tankless water heater, and a two-car garage with built-in cabinetry and push-button attic lift complete a home where every practical detail has already been considered. And the best of Watersound Origins is only a short walk from the front door - the amenity center with golf, resort-style pool, fitness center, and tennis and pickleball courts. Winter Garden pocket parks, event lawns, and dense pine canopy give this area within Origins a texture that newer developments haven't had time to earn. Residents enjoy miles of paved walking and biking trails throughout the neighborhood, along with community kayaks and dock access on Lake Powell, one of only a handful of coastal dune lakes on earth. At the community entrance, Watersound Town Center - St. Joe's open-air lifestyle center - places Publix, Starbucks, chef-driven dining, boutiques, and medical and professional services minutes away by cart or bike, with new national retailers opening and further expansion underway. Scenic Highway 30A lies approximately two miles south via a dedicated multi-use path, putting the Emerald Coast's sugar-white sand, Alys Beach, Rosemary Beach, and 30Avenue within easy reach. Move-in ready, exactingly finished, and backing to preservation in one of Northwest Florida's most desirable enclaves. The lifestyle is already here. All that remains is claiming it.

Highlights

Listed by Anna S Callaway , 901-679-0550 Scenic Sotheby's International Realty , 850-231-6052. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.13

HOA Fee

Year Built

2017

County

Walton

Area

18 - 30A East

Neighborhood

Watersound Origins

Listing ID

1008427

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:3
  • Full Bathrooms:3
Appliances:Auto Garage Door Opn, Cooktop, Dishwasher, Disposal, Dryer, Microwave, Range Hood, Refrigerator, Smoke Detector, Stove/Oven Gas, Washer, Water Heater - Tnkls
Air Cond:Ceiling Fans,Central Air
Fireplaces:
Floor:Floor Hardwood,Floor Tile
Other:
  • Additional:Breakfast Bar, Kitchen Island

Exterior Features

Lot:Covenants,Curb & Gutter,Wooded
Lot Dimensions:Approx. 50 x 110
Zoning:Resid Single Family
Others:
  • Additional:Fenced Back Yard, Sprinkler System, Patio Open, Porch, Porch Screened
Sewer:Public Sewer
Parking Features:Garage
Principal Interest
$4,559
Taxes
$358
HOA
$0

Home Price

$899,000

Loan Details

30 yrs
6.528%

Down Payment

20%
$179,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,559.08

Principal

Taxes

Principal Taxes HOA Total
Monthly $4,559.08 $357.88 $0.00 $4,916.97
Yearly $54,709.02 $4,294.60 $0.00 $59,003.62
Total $1,641,270.53 $128,838.00 $0.00 $1,770,108.53

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Watersound, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:32:47.000Z

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