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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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14113 Helms St , Vernon, FL 32462
$168,000
Est. Payment: $852.06/mo
3 Bed
2 Bath
1188 Sqft
Status: active | Days on site: 2
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Enjoy the freedom of country living with this well-maintained 3-bedroom, 2-bath manufactured home situated on 2.41 cleared acres in Bay County. Otter Creek access is only 2 blocks away! Built in 1999 and offering 1,188 square feet of comfortable living space, this property provides plenty of room to spread out while still being conveniently located to nearby amenities. Major updates have already been completed, including a durable metal roof installed in 2018, a full HVAC replacement in 2020, and a new water heater in 2026. The home is serviced by a private well and septic system, offering added independence and lower utility costs. The fully usable acreage provides endless possibilities for gardening, recreation, pets, or future improvements. Fenced areas in both the front and back yards create a secure space for children and animals while maintaining the property's open feel. Whether you're looking for a primary residence, a peaceful retreat, or an affordable property with acreage, this Bay County home offers a rare combination of value, privacy, and functionality. Don't miss your opportunity to own over two cleared acres with key updates already in place--schedule your showing today! *Pool and RV's do not convey* ****All measurements and information is deemed reliable, and should be verified by buyer or buyer's agent if important.**

Highlights

Listed by Gabe J Bacot , 850-867-9666 and Bryan Lawrence , 850-740-9812 Keller Williams Success Realty , 850-249-0313. Bay County Association of REALTORS

Property Type

Manufactured Home

Lot/Acreage
2.41

Year Built

1999

County

Bay

Area

04 - Bay County - North

Neighborhood

[No Recorded Subdiv]

Listing ID

791466

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Electric Range, Electric Water Heater

Exterior Features

Lot Dimensions:350.0 ft x 300.0 ft
Zoning:County
Roof:Metal
Others:
  • Additional:Deck
Principal Interest
$852
Taxes
$68

Home Price

$168,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$33,600
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$852.06

Principal

Taxes

Principal Taxes HOA Total
Monthly $852.06 $67.63 $0.00 $919.70
Yearly $10,224.77 $811.59 $0.00 $11,036.36
Total $306,743.15 $24,347.70 $0.00 $331,090.85

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Vernon, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS