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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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0 Holmes Valley Road , Vernon, FL 32462
$265,000
Est. Payment: $1,344.03/mo
0 Bed
0 Bath
0 Sqft
Status: pending | Days on site: 980
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Beautiful 11.15 acres surrounded by woods that gently slope to a large and peaceful 5-6 acre pond. Enjoy the breeze and relaxation of being in the countryside of Vernon, but only 45 minutes away to the gorgeous beaches of Panama City and 50 min from Rosemary Beach. This acrage is perfect for a build-to-suit retreat, barn, cabin, home or all the above! Free of HOA fees or residential restrictions, this property is perfect for recreation including ATV'ing, camping and fishing. Build your dream house or simply enjoy the beauty of the property with plenty of room to roam.

Highlights

Listed by Stephen Hachey , 813-213-4477 Lowest Fee Realty LLC , 813-213-4477. Bay County Association of REALTORS

Property Type

Vacant Land

Lot/Acreage
11.15

County

Washington

Area

10 - Washington County

Neighborhood

[No Recorded Subdiv]

Listing ID

743189

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:0
  • Bathrooms:0
  • Full Bathrooms:

Exterior Features

Lot Dimensions:120x120
Sewer:Public Sewer
Principal Interest
$1,344
Taxes
$2

Home Price

$265,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$53,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,344.03

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,344.03 $1.92 $0.00 $1,345.95
Yearly $16,128.36 $23.00 $0.00 $16,151.36
Total $483,850.80 $690.00 $0.00 $484,540.80

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Vernon, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS