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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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3642 Lucianne Dr , Vernon, FL 32462
$400,000
Est. Payment: $2,209.94/mo
2 Bed
2 Bath
1400 Sqft
1.15 Acres
Status: Active | Days on site: 199
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BPRL - B0778,B7136
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Harrison Lilly Team
Owner/Operator

House Description

Set along the peaceful banks of Holmes Creek, this charming 2-bedroom, 2-bath creekfront home offers the perfect blend of comfort, functionality, and natural beauty on approximately 1.15± acres. Surrounded by mature trees and the soothing sounds of the water, this property provides an inviting escape ideal for full-time living or a private weekend retreat. Inside, the home features an open and welcoming layout designed for both relaxation and entertaining. Windows showcase serene creek views, while the spacious living areas and well-appointed kitchen create a warm and inviting atmosphere. Outdoor living is a highlight, with an expansive wooden porch and deck system that provides the perfect setting for enjoying morning coffee, dining al fresco, or taking in the tranquil waterfront scenery. The property also includes a large outbuilding with an attached carport, offering excellent storage, workspace, or hobby potential. Combining the charm of waterfront living with modern convenience, this Holmes Creek retreat embodies the best of Northwest Florida's natural lifestyle—peaceful, private, and full of potential.

Highlights

Listed by Tyler W Everett , 850-381-1192 and Mike Alvis , 850-258-2214 Performance Realty , 850-547-9400. Bay County Association of REALTORS

Property Type

Manufactured Home

Lot/Acreage
1.15

Year Built

1968

County

Washington

Area

10 - Washington County

Neighborhood

No Named Subdivision

Listing ID

781519

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Electric Range, Electric Water Heater
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:

Exterior Features

Lot Dimensions:36x41x43x89x268x175x345
Zoning:Resid Single Family
Roof:Metal
Others:
  • ▪ Additional:Deck, Dock
Principal Interest
$2,210
Taxes
$176

Home Price

$400,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$80,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,209.94

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,209.94 $176.37 $0.00 $2,386.31
Yearly $26,519.31 $2,116.47 $0.00 $28,635.78
Total $795,579.26 $63,494.10 $0.00 $859,073.36

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Vernon, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:07:44.000Z

© 2026 Bay County Association of REALTORS