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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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3640 Lucianne Dr , Vernon, FL 32462
$575,000
Est. Payment: $2,916.29/mo
4 Bed
3 Bath
1920 Sqft
Status: active | Days on site: 199
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Nestled along the tranquil banks of Holmes Creek, this creekfront estate offers an exceptional opportunity for refined living within a peaceful natural setting. Encompassing approximately 1.315± acres, the property combines timeless architecture with the serene beauty of its waterfront surroundings. This unique residence features a classic design that includes four bedrooms and three full baths, thoughtfully arranged to create spacious living areas ideal for both relaxation and entertaining. Large windows and inviting living spaces capture views of the creek, fostering a seamless connection to nature and a sense of calm throughout the home. Designed for comfort and versatility, the residence includes two fully equipped kitchens, multiple fireplaces—both indoor and outdoor—and an expansive wooden porch and deck system perfect for gatherings or quiet mornings overlooking the water. A unique recreation room, built around a magnificent oak tree, stands as a true centerpiece of the property, blending the warmth of natural elements with the sophistication of modern living. This Holmes Creek retreat offers the perfect balance of elegance, privacy, and connection to the outdoors—a rare find for those seeking a distinguished waterfront lifestyle.

Highlights

Listed by Tyler W Everett , 850-381-1192 and Mike Alvis , 850-258-2214 Performance Realty , 850-547-9400. Bay County Association of REALTORS

Property Type

Manufactured Home

Lot/Acreage
1.31

Year Built

1993

County

Washington

Area

10 - Washington County

Neighborhood

No Named Subdivision

Listing ID

781515

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:3
  • Full Bathrooms:3
Appliances:Electric Range, Electric Water Heater
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:

Exterior Features

Lot Dimensions:178x348x137x468
Zoning:Resid Single Family
Roof:Metal,Other
Others:
  • Additional:Barbecue, Covered Patio, Porch
Principal Interest
$2,916
Taxes
$116

Home Price

$575,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$115,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,916.29

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,916.29 $116.33 $0.00 $3,032.62
Yearly $34,995.50 $1,396.00 $0.00 $36,391.50
Total $1,049,864.94 $41,880.00 $0.00 $1,091,744.94

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Vernon, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS