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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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3294 Highway 277 , Vernon, FL 32462
$199,900
Est. Payment: $1,104.42/mo
4 Bed
2 Bath
2052 Sqft
0.56 Acres
Status: Active | Days on site: 140
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Harrison Lilly Team
Owner/Operator

House Description

Potential Seller Financing Available! Tucked away in the peaceful town of Vernon, this spacious 4-bedroom, 2-bath home offers over 2,000 square feet of comfortable living space in a beautiful rural setting just minutes from some of Northwest Florida's most sought-after natural springs. Inside, the home features a large open living area, a generous kitchen with ample cabinetry and space for an island, and a flexible split-bedroom layout designed for everyday comfort. The oversized primary suite includes a beautifully tiled walk-in shower along with an attached bonus space that would make an ideal home office, library, hobby room, dressing area, fitness space, or future custom closet expansion. Recent updates throughout the home, including a newer metal roof, provide a clean, move-in-ready feel with modern touches and spacious rooms throughout. Covered porches on both the front and back of the home add to the charm and create inviting spaces to relax and enjoy the surrounding natural setting. Select furnishings may be negotiable with an acceptable offer. Looking for an investment opportunity? Located next door to Cypress Springs Canoe Adventures and less than a 1 mile kayak paddle to the springs themselves, this property places outdoor recreation right at your doorstep. AirBnB the home to capture those visiting the springs! Enjoy convenient access to kayaking, canoeing, spring-fed waters, and the natural beauty that makes Washington County such a special part of the Florida Panhandle. A volunteer fire station is also located less than 2 miles away, and buyers are encouraged to verify any potential insurance credits related to proximity to fire services. If you've been searching for space, flexibility, and a quieter pace of life without sacrificing access to outdoor adventure, this Vernon property is one worth seeing in person. Closing Cost Assistance may be available as well!

Highlights

Listed by Ashleigh McGlothlin , 850-866-2837 Palms to Pines Real Estate LLC , 850-866-2837. Bay County Association of REALTORS

Property Type

Manufactured Home

Lot/Acreage
0.56

Year Built

1996

County

Washington

Area

10 - Washington County

Neighborhood

No Named Subdivision

Listing ID

790140

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Electric Oven, Electric Range, Electric Water Heater
Air Cond:Ceiling Fan(s)
Fireplaces:
Floor:Plank,Vinyl
Other:
  • ▪ Additional:Main Level Primary, Sitting Area in Primary, Shower Only

Exterior Features

Lot:Paved
Lot Dimensions:Approx. ~ 293' x 233' x 97' x 121'
Zoning:Mobile Home
Roof:Metal
Principal Interest
$1,104
Taxes
$108

Home Price

$199,900

Loan Details

30 yrs
7.374%

Down Payment

20%
$39,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,104.42

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,104.42 $107.75 $0.00 $1,212.17
Yearly $13,253.02 $1,293.00 $0.00 $14,546.02
Total $397,590.73 $38,790.00 $0.00 $436,380.73

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Vernon, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:07:44.000Z

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