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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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0004 Cypress Crossing Road , Vernon, FL 32462
$49,900
Est. Payment: $253.08/mo
0 Bed
0 Bath
0 Sqft
Status: active | Days on site: 52
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

If you've been looking for a quiet place to build with a little room to breathe, this 4 +/- acre homesite in Cypress Crossings is worth a look. Located just west of Vernon, the property is mostly wooded with pine trees and offers a private, natural setting inside a gated community. This is a great spot for everyday living. There's space for a home, a yard, and room to enjoy the outdoors without feeling boxed in. Vernon is a short drive away for schools, groceries, and the basics, while the surrounding area keeps that slower, small-town pace that many buyers are looking for. Getting in and out is easy with paved access from Cypress Crossing Road, just off Parrish Still Road. The gated entrance sits about 1.3 miles north of Creek Road, making it easy to find while still feeling tucked away. You're close enough to town for convenience, but far enough out to enjoy the peace and quiet of country living. When it comes to recreation, this area has a lot to offer. Holmes Creek and Cypress Spring are nearby and well-known for swimming, kayaking, and boating. And when you're ready for a beach day, Panama City Beach is less than 40 minutes away. Cypress Crossings has an established HOA and requires site-built homes, which helps maintain a consistent standard. Power is already available underground, but a private well and septic would need to be added. With many of the surrounding lots still wooded, there's room to shape your homesite the way you want, both now and over time. Call today for more information! Key Features: • 4 +/- acre wooded lot with mostly pine trees • Secure, gated entrance (offers both peace and privacy) • Paved access via Cypress Crossing Rd and Parrish Still Rd • Underground power available; well and septic needed • Site-built homes only; HOA $700/year • Less than 40 minutes to Panama City Beach • Quiet setting with abundant wildlife and natural surroundings

Highlights

Listed by Kent Whitson , 850-849-3963 AG One Land Company LLC , 850-849-3963. Bay County Association of REALTORS

Property Type

Vacant Land

Lot/Acreage
4.02

HOA Fee

County

Washington

Area

10 - Washington County

Neighborhood

Cypress Crossing

Listing ID

788027

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:0
  • Bathrooms:0
  • Full Bathrooms:

Exterior Features

Lot:Paved
Lot Dimensions:233X687X245X700
Zoning:Resid Single Family
Sewer:Septic Needed
Principal Interest
$253
Taxes
$17
HOA
$0

Home Price

$49,900

Loan Details

30 yrs
6.529%

Down Payment

20%
$9,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$253.08

Principal

Taxes

Principal Taxes HOA Total
Monthly $253.08 $16.50 $0.00 $269.58
Yearly $3,037.00 $198.00 $0.00 $3,235.00
Total $91,110.02 $5,940.00 $0.00 $97,050.02

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Vernon, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS