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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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3875 River Rd , Vernon, FL 32462
$380,000
Est. Payment: $2,099.45/mo
3 Bed
1 Bath
1560 Sqft
7.1 Acres
Status: Active | Days on site: 47
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Harrison Lilly Team
Owner/Operator

House Description

Peace, Privacy & 7+ Acres in Northwest Florida Welcome to 3875 River Road in Vernon, Florida, where peaceful country living, privacy, and room to roam come together on 7.1 beautiful acres. Recently renovated in 2024, this 3-bedroom, 1-bath home offers 1,560 square feet of comfortable living space surrounded by century-old oak trees and the relaxed country lifestyle so many buyers are looking for. Elevated on stilts, the home features porch and deck space wrapping around three sides, creating the perfect place for morning coffee, quiet evenings, and enjoying the peaceful surroundings. Inside, you'll find an oversized living room, spacious dining area, and a large kitchen with abundant cabinetry, stainless-steel appliances, and a gas stove. The 2024 renovations bring an updated, refreshed feel to the home while maintaining its welcoming country character. Generously sized bedrooms and comfortable living spaces make this home well suited for full-time living, a country retreat, or a weekend getaway. The property is where this home truly stands out. Spread across more than seven acres are three outbuildings, providing exceptional storage and workspace. One is fully equipped as a workshop, making it ideal for woodworking, hobbies, equipment, projects, or anyone who wants a dedicated place to work. The additional outbuildings offer even more flexibility for lawn equipment, recreational gear, tools, or storage. For those who love gardening and a more self-sufficient lifestyle, the property also includes a greenhouse, giving you the opportunity to grow vegetables, herbs, flowers, and plants throughout more of the year. With plenty of acreage surrounding the home, there's room to expand your gardens, keep animals, park an RV or boat, or simply enjoy having space between you and your neighbors. A pond adds another peaceful element to the property and complements the natural setting. Outdoor enthusiasts will appreciate the area's opportunities for fishing, boating, kayaking, hunting, and exploring Northwest Florida's lakes and rivers. And when you're ready for the beach, shopping, dining, and entertainment, Panama City Beach and the Gulf Coast are within driving distance. Whether you're dreaming of a private country homestead, hobby farm, gardener's retreat, workshop property, or simply a place with room to breathe, 3875 River Road offers possibilities that are becoming increasingly hard to find.

Highlights

Listed by Lauren E Lobmeyer , 806-202-5359 EXP Realty LLC , 888-883-8509. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
7.1

Year Built

1993

County

Washington

Area

10 - Washington County

Neighborhood

[No Recorded Subdiv]

Listing ID

794324

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:1
  • ▪ Full Bathrooms:1
Appliances:Gas Oven
Air Cond:Central Air
Fireplaces:

Exterior Features

Lot:Paved
Lot Dimensions:irregular
Others:
  • ▪ Additional:Deck

Open House

Upcoming Open Houses
Saturday 10:00 am - 2:00 pm Oct 10
Principal Interest
$2,099
Taxes
$258

Home Price

$380,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$76,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,099.45

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,099.45 $258.10 $0.00 $2,357.54
Yearly $25,193.34 $3,097.18 $0.00 $28,290.52
Total $755,800.30 $92,915.40 $0.00 $848,715.70

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Vernon, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:07:44.000Z

© 2026 Bay County Association of REALTORS