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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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3426 Spoolmill Rd , Vernon, FL 32462
$149,900
Est. Payment: $828.18/mo
2 Bed
1 Bath
873 Sqft
1.4 Acres
Status: Active | Days on site: 156
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TPRE - B10790
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Harrison Lilly Team, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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Harrison Lilly Team
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House Description

Affordable country living on 1.4 acres! Welcome to 3426 Spool Mill Road in Vernon, Florida--a peaceful rural retreat offering space, privacy, and opportunity. This 2-bedroom, 1-bath home sits on a generous 1.4-acre lot surrounded by natural beauty, making it ideal for those looking to enjoy a quieter lifestyle. With 873 square feet of living space, this property is perfect as a starter home, rental investment, or weekend getaway. Completely renovated with all-new flooring, cabinetry, countertops, appliances, and fixtures throughout, this home offers modern updates while maintaining its cozy charm. The expansive land provides plenty of room for gardening, animals, or future improvements. Whether you're dreaming of a small homestead or simply want extra space to spread out, this property delivers. Conveniently located within a reasonable drive to Panama City, local springs, and the Gulf Coast beaches, you can enjoy the best of both worlds--rural charm with access to nearby amenities. Don't miss this opportunity to own an affordable piece of North Florida land with endless potential!
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Highlights

Listed by Thomas J Martini , 941-224-6189 Twisted Palms Real Estate , 386-872-0408. Bay County Association of REALTORS

Property Type

Residential
Lot/Acreage
1.4

Year Built

1945

County

Washington

Area

10 - Washington County

 Neighborhood

[No Recorded Subdiv]

Listing ID

787259

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:1
  • ▪ Full Bathrooms:1
Appliances:Electric Range
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • ▪ Additional:Tub Shower

Exterior Features

Lot:Paved
Lot Dimensions:200x300
Zoning:Resid Single Family
Roof:Metal
Sewer:Public Sewer
Parking Features:Gravel,No Garage
Principal Interest
$828
Taxes
$111

Home Price

$149,900

Loan Details

30 yrs
7.374%

Down Payment

20%
$29,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$828.18

Principal

Taxes

Principal Taxes HOA Total
Monthly $828.18 $111.17 $0.00 $939.34
Yearly $9,938.11 $1,334.00 $0.00 $11,272.11
Total $298,143.33 $40,020.00 $0.00 $338,163.33

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Vernon, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T12:26:16.000Z

© 2026 Bay County Association of REALTORS