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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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3199 Pate Pond Rd , Vernon, FL 32462
$175,000
Est. Payment: $966.85/mo
73 Acres
Status: Pending | Days on site: 584
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BELR - B3390,B10683
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Harrison Lilly Team
Owner/Operator

House Description

What a wonderful place to relax and wet a line! Perfect for HUNTING, RECREATION, and MORE! This rare parcel is located on a paved road with over 1,000 ft of road frontage and a small portion of land across the street, offering a private yet convenient access. The property also offers approximately 3,350 ft of serene water frontage. Some of the property is already cleared and mulched- ready for a home! Approximately 36+/- acres of the parcel is land and the remainder is lake. The land is absolutely gorgeous, featuring a lush tree canopy with large Live Oaks and Cypress trees. There is already a driveway with a culvert and a gate so you can walk or drive the clearing cut back to a landing on the lake that has been there for years and reach the water's edge with an incredible view. The county public boat landing is right down the street as well. Catch bream, bass, catfish and more! Watch the sun set on the lake from your back yard. This property would be perfect for a picturesque home-site, weekend getaway on a freshwater lake in Florida, or turn it into a waterfront investment. The opportunities with this gorgeous property are endless! It is also nearby to some of Florida's natural wonders, freshwater springs and creeks. Less than 45 minutes from Panama City Beach, this is the perfect location to escape to nature and be a short drive to emerald waters and sugar sand beaches. Buyers should do their due diligence with the appropriate county/state/environmental departments to verify usability since there are wetlands and conservation zoning located on the property. It is undetermined by the sellers how much and what the land can be used for currently. All sizes/info approximate and based on county records. No survey or environmental studies have been done nor are available- buyer to obtain if important.

Highlights

Listed by Casey Owens , 850-326-3704 Elite Realty , 850-638-0370. Bay County Association of REALTORS

Property Type

Vacant Land

Lot/Acreage
73

County

Washington

Area

10 - Washington County

Neighborhood

[No Recorded Subdiv]

Listing ID

769136

Questions about this listing?

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Interior Features

Water:Well Needed

Exterior Features

Lot:Paved
Lot Dimensions:irregular
Sewer:Septic Needed
Principal Interest
$967
Taxes
$107

Home Price

$175,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$35,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$966.85

Principal

Taxes

Principal Taxes HOA Total
Monthly $966.85 $106.50 $0.00 $1,073.35
Yearly $11,602.20 $1,278.00 $0.00 $12,880.20
Total $348,065.93 $38,340.00 $0.00 $386,405.93

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Vernon, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:07:44.000Z

© 2026 Bay County Association of REALTORS