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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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176 Raiders Trl , Valparaiso, FL 32580
$628,000
Est. Payment: $3,185.10/mo
4 Bed
3 Bath
2566 Sqft
Status: active | Days on site: 83
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

This single-level home gets the details right, and it's apparent from the first room to the last. A dedicated foyer opens into 10-foot ceilings, crown molding in the main living areas, and an open-concept layout filled with natural light. Eight-foot doors and continuous vinyl plank flooring create a clean, cohesive look throughout, with tile in all wet areas and no carpet. The kitchen is anchored by an oversized island with quartz countertops, soft-close cabinetry, and Bosch stainless steel appliances, with a dry bar, coffee station, and hardwired under-cabinet lighting adding everyday convenience. A three-wing split plan offers privacy without disconnect. The primary suite sits on its own side, a second en suite on the opposite wing, and two additional bedrooms each with a walk-in closet and ceiling fan. Upgrades include impact-rated windows, black hardware, gas line for grilling, laundry room with sink, tankless water heater, and exterior eave outlets. French doors open to a screened porch with a fully fenced backyard, mature landscaping, and double gate access on both sides. An oversized front porch adds curb appeal. Brick and Hardie board exterior, finished garage floor, and an oversized two-car garage. Located in an established neighborhood zoned to Niceville High School, convenient to military installations and local amenities. Worth a closer look!

Highlights

Listed by Holly W D'Arcy , 813-679-0360 Berkshire Hathaway HomeServices , 850-502-5995. Emerald Coast Multiple Listing Services

Property Type

Residential

HOA Fee

Year Built

2023

County

Okaloosa

Area

13 - Niceville

Neighborhood

Raiders Landing

Listing ID

1002149

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:3
  • Full Bathrooms:3
Appliances:Auto Garage Door Opn, Dishwasher, Disposal, Microwave, Oven Self Cleaning, Refrigerator W/IceMk, Smoke Detector, Stove/Oven Dual Fuel, Warranty Provided, Water Heater - Gas, Water Heater - Tnkls
Air Cond:Ceiling Fans,Central Air
Fireplaces:
Floor:Floor Tile,Floor Vinyl
Other:
  • Additional:Breakfast Bar, Ceiling Crwn Molding, Kitchen Island, Lighting Recessed, Pantry, Split Bedroom, Washer/Dryer Hookup, Woodwork Painted

Exterior Features

Lot:Covenants,Restrictions,Survey Available
Lot Dimensions:60x120x60x120
Zoning:Resid Single Family
Others:
  • Additional:Rain Gutter, Sprinkler System, Patio Covered, Porch, Porch Screened, Fenced Lot-All
Sewer:Public Sewer
Principal Interest
$3,185
Taxes
$599
HOA
$0

Home Price

$628,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$125,600
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,185.10

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,185.10 $598.51 $0.00 $3,783.61
Yearly $38,221.17 $7,182.09 $0.00 $45,403.26
Total $1,146,635.10 $215,462.70 $0.00 $1,362,097.80

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Valparaiso, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:32:47.000Z

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