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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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106 Amelia Rae Cir , Valparaiso, FL 32580
$665,000
Est. Payment: $3,372.75/mo
4 Bed
3 Bath
2525 Sqft
Status: active | Days on site: 6
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
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House Description

Beautiful 4-bedroom, 3-bath home on a generously sized cul-de-sac lot, offering an exceptional combination of space, upgrades, and functionality. Featuring over $70,000 in premium lot and upgrades. The open-concept floor plan showcases a stunning kitchen with quartz countertops, Legacy cabinetry, under-cabinet lighting, Bosch appliances, large island, custom shelving, and farmhouse-style doors. A builder-enclosed, climate-controlled flex room adds valuable year-round space for an office, gym, media room, or additional living area. The split-bedroom layout provides privacy and flexibility for guests or multigenerational living. Outdoors, enjoy an extended 3-car driveway, side-yard concrete pad, fully fenced backyard, low maintenance rock landscaping, enlarged patio, and natural gas grill line. Convenient to Eglin AFB, VPS, Destin, Niceville, Fort Walton Beach, and Emerald Coast beaches.
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Highlights

Listed by Rufina Marte Candelario , 850-376-1807 Century 21 AllPoints Realty , 850-678-5161. Emerald Coast Multiple Listing Services

Property Type

Residential
Lot/Acreage
0.29

HOA Fee

Year Built

2022

County

Okaloosa

Area

13 - Niceville

 Neighborhood

Raiders Landing Phase 1B Lot 83

Listing ID

1009478

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Appliances:Auto Garage Door Opn, Dishwasher, Disposal, Microwave, Oven Self Cleaning, Range Hood, Refrigerator, Refrigerator W/IceMk, Smoke Detector, Stove/Oven Gas, Water Heater - Tnkls
Air Cond:Ceiling Fans,Central Air
Fireplaces:
Floor:Floor Tile,Floor Vinyl
Other:
  • ▪ Additional:Ceiling Crwn Molding, Ceiling Raised, Kitchen Island, Pantry, Shelving, Split Bedroom, Washer/Dryer Hookup

Exterior Features

Lot:Cleared,Covenants,Cul-De-Sac,Interior,Level,Restrictions
Lot Dimensions:TBD
Zoning:Resid Single Family
Others:
  • ▪ Additional:Columns, Separate Living Area, Sprinkler System, Patio Enclosed, Patio Open, Porch, Fenced Privacy
Sewer:Public Sewer
Parking Features:Oversized
Principal Interest
$3,373
Taxes
$642
HOA
$0

Home Price

$665,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$133,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,372.75

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,372.75 $641.81 $0.00 $4,014.57
Yearly $40,473.05 $7,701.73 $0.00 $48,174.78
Total $1,214,191.63 $231,051.90 $0.00 $1,445,243.53

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Valparaiso, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:32:47.000Z

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