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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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521 Johnson St , Valparaiso, FL 32580
$435,000
Est. Payment: $2,403.31/mo
3 Bed
2 Bath
1592 Sqft
0.2 Acres
Status: Pending | Days on site: 31
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EAXE - E30425,E28712
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Harrison Lilly Team
Owner/Operator

House Description

This is it! This beautiful 2020 built Craftsman Style brick home is ready for you to call yours. Offering 3 bedrooms, 2 bathrooms, and 1,592 square feet, this home features an inviting open-concept layout designed for comfortable everyday living. With no carpet throughout, the home transitions effortlessly from one space to the next. Upon arrival, you'll find a beautifully maintained yard, clean, inviting curb appeal, and a spacious driveway. Step through the tall front door into a welcoming entryway that immediately feels like home. The thoughtfully designed split floor plan offers privacy and functionality, with additional bedrooms toward the front of the home and the owner's suite tucked away toward the back. The spacious living room, dining area, and kitchen are beautifully lit by natural light streaming through multiple windows and a glass back door, creating a bright, welcoming atmosphere. The owner's suite features a private bathroom with a double vanity, a tiled shower with a glass door, a walk-in closet with customizable shelving, and an additional linen closet for extra storage. If the kitchen is one of your favorite spaces, you're going to love this one! It features updated stainless-steel appliances, quartz countertops, a farmhouse sink, and a pantry with custom shelving. Step outside into the backyard, where a beautifully paved stone pathway leads to your fire pit and entertainment area, the perfect setting for evening gatherings, laughter, and relaxation. When the season is right, pick fresh blueberries from your very own blueberry bush to enjoy in your lemonade as you relax out back. Additional features include a whole house surge protector, updated fiber optic broadband ready service, an active termite treatment already in place, a beautiful washer and dryer set, a fenced yard, a sprinkler system, gutters, dusk-to-dawn light bulbs along the garage, and a Ring doorbell and camera system that is motion activated. Conveniently located just minutes from local military bases, the Emerald Coast's beautiful beaches, restaurants, shopping, and schools, this home offers the perfect blend of comfort, convenience, and Florida living. There are so many wonderful qualities to love in this home. Don't miss your chance to make it yours! Buyer(s) are responsible for verifying ALL data and information, including lot size and room measurements, as it is deemed to be reliable but not guaranteed.

Highlights

Listed by Marie McClure , 850-533-5880 Axen Realty LLC , 818-932-8800. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.2

Year Built

2020

County

Okaloosa

Area

13 - Niceville

Neighborhood

Metes & Bounds

Listing ID

1009808

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Auto Garage Door Opn, Dishwasher, Disposal, Dryer, Microwave, Stove/Oven Electric, Washer, Water Heater - Elect
Air Cond:Central Air
Fireplaces:
Floor:Floor Laminate
Other:
  • ▪ Additional:Ceiling Crwn Molding, Pantry

Exterior Features

Lot Dimensions:103.7x177.66x9.67x150.58
Zoning:Resid Single Family
Others:
  • ▪ Additional:Fenced Back Yard, Sprinkler System, Patio Open
Sewer:Public Sewer
Parking Features:Garage
Principal Interest
$2,403
Taxes
$277

Home Price

$435,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$87,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,403.31

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,403.31 $277.31 $0.00 $2,680.62
Yearly $28,839.75 $3,327.75 $0.00 $32,167.50
Total $865,192.44 $99,832.50 $0.00 $965,024.94

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Valparaiso, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T06:31:40.000Z

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