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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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296 S Bayshore Dr , Valparaiso, FL 32580
$2,795,000
Est. Payment: $14,174.24/mo
4 Bed
4 Bath
3458 Sqft
Status: active | Days on site: 5
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Deep-Water Dock & Navigability Year-Round! No H.O.A.! Extraordinary contemporary enclave oriented along 375' of pristine shoreline on Tom's Bayou, dual boat slips and lifts, as well as a paddleboard launch. This private .75 acre estate features a remarkably rare expanse of deep-water frontage, measuring approximately 415 feet on gorgeous deep-water with a phenomenal view corridor enjoying the depth and dimension of Tom's Bayou. This architecturally refined residence offers a rare opportunity to own a true coastal showpiece in Valparaiso, tucked along its protected bayou, which is connected to the Choctawhatchee Bay. This phenomenal property is showcased in Dwell Magazine, www.dwell.com/home/the-bayou-house-cf4cd678. This architectural masterpiece, yielding approximately 3,465 conditioned.. square feet (over 5,000 square feet under roof), contains and elevated living spaces that capture an abundance of natural light and frame tranquil water views from nearly every perspective. Tiered-level, exterior decks create seamless indoor-outdoor living, ideal for both quiet mornings and entertaining at sunset. Designed with versatility in mind, this home features a bonus space perfectly suited for an art studio, office, and/or fitness studio, to name only a few possibilities; in a space that magnifies inspiring views and creative separation from the main living areas. The ground-level storage room contains a commercial-grade ice machine that is close to the dock, and provides substantial space for kayaks, tackle room, paddleboards, boating gear, and more--obviously an essential complement to support the onvenient waterfront lifestyle. For boating enthusiasts, the property is exceptionally equipped with a private, newly constructed dock featuring two boat slips with lifts (constructed utilizing eco-pilings and composite decking), providing convenient access to the Choctawhatchee Bay through Tom's Bayou. The protected bayou setting offers calm waters, added privacy, and ideal conditions and water depths for year-round enjoyment. Ideally located just minutes from Eglin Air Force Base and the conveniences of Niceville, and a short drive to the renowned Emerald Coast white sand beaches, this property offers compelling accessibility while still preserving serene coastal living. This trophy home exhibits stunning architecture, detailed craftsmanship of finishes and features throughout, and a thoughtfully designed floorplan; this all equates to a rare and sensational waterfront opportunity! Please inquire for further details and to coordinate a private showing.

Highlights

Listed by John Paul Somers , 850-654-7777 and Rachael A Earley , 850-225-6478 Somers & Company , 850-654-7777. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.75

Year Built

2021

County

Okaloosa

Area

13 - Niceville

Neighborhood

Metes & Bounds

Listing ID

1001951

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:4
  • Full Bathrooms:3
  • 1/2 Bathrooms:1
Appliances:Water Heater - Tnkls
Air Cond:Central Air
Fireplaces:Fireplace
Other:
  • Additional:Ceiling Raised, Elevator, Fireplace, Pantry, Washer/Dryer Hookup

Exterior Features

Lot:Within 1/2 Mile to Water,Bay,Bayou
Lot Dimensions:375 x 148 x 446
Zoning:Resid Single Family
Others:
  • Additional:Balcony, BBQ Pit/Grill, Boat Slip, Boatlift, Dock, Separate Living Area, Sprinkler System, Deck Covered, Fenced Lot-Part
Sewer:Public Sewer
Parking Features:Garage
Principal Interest
$14,174
Taxes
$1,397

Home Price

$2,795,000

Loan Details

30 yrs
6.528%

Down Payment

20%
$559,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$14,174.24

Principal

Taxes

Principal Taxes HOA Total
Monthly $14,174.24 $1,397.41 $0.00 $15,571.65
Yearly $170,090.88 $16,768.93 $0.00 $186,859.81
Total $5,102,726.51 $503,067.90 $0.00 $5,605,794.41

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Valparaiso, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:32:47.000Z

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