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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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44 Hidden Cove Dr Unit 44 , Valparaiso, FL 32580
$295,000
Est. Payment: $1,629.83/mo
3 Bed
3 Bath
1413 Sqft
0.05 Acres
Status: Active | Days on site: 150
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ERTA - E27944
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Harrison Lilly Team, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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Harrison Lilly Team
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House Description

Welcome to your new waterfront community where boating, fishing and water sports are just outside your back door. Live only minutes from Eglin AFB in this sought after community with a waterfront community pool, clubhouse, workout room and a community boat dock (leased slips available). This property sits on Tom's Bayou which is a short boat ride to Destin's Crab Island. This open, and airy home offers gorgeous bayou views from the back porch. Downstairs features include a master suite with a full bathroom, a walk in closet and an additional half bathroom. Open kitchen and beautiful vaulted ceilings with a fireplace and double doors for gorgeous view of the water are key features as well. Upstairs presents a spacious loft for work or play, two bedrooms and a full bathroom. New roof and high impact windows were installed in 2024. All new carpet was just installed in the bedrooms and on the stairs in April. This home is a one of a kind in this area and with the beautiful water right outside your back door, you will enjoy the beauty of Tom's Bayou every day, ideal as a primary residence or a high-demand rental.
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Highlights

Listed by Beth R Madrigal , 850-225-5886 Real Broker LLC , 855-450-0442. Emerald Coast Multiple Listing Services

Property Type

Condo/Townhome
Lot/Acreage
0.05

HOA Fee

Year Built

1987

County

Okaloosa

Area

13 - Niceville

 Neighborhood

Hidden Cove Unit 44

Listing ID

1000536

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Auto Garage Door Opn, Dishwasher, Disposal, Dryer, Range Hood, Refrigerator W/IceMk, Stove/Oven Electric, Washer, Water Heater - Elect
Air Cond:Ceiling Fans,Central Air
Fireplaces:
Floor:Floor Tile,Floor Vinyl,Floor WW Carpet New
Other:
  • ▪ Additional:Breakfast Bar, Ceiling Vaulted, Fireplace, Newly Painted, Pantry, Split Bedroom, Washer/Dryer Hookup, Woodwork Stained

Exterior Features

Lot:Covenants,Dead End,Flood Insurance Req,Within 1/2 Mile to Water,Wooded
Lot Dimensions:00000
Zoning:Resid Multi-Family
Others:
  • ▪ Additional:Patio Open
Sewer:Public Sewer
Parking Features:Garage,Guest
Principal Interest
$1,630
Taxes
$135
HOA
$0

Home Price

$295,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$59,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,629.83

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,629.83 $134.74 $0.00 $1,764.57
Yearly $19,557.99 $1,616.86 $0.00 $21,174.85
Total $586,739.70 $48,505.80 $0.00 $635,245.50

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Valparaiso, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T06:31:40.000Z

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