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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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109 Crystal Lake Ln , Valparaiso, FL 32580
$311,900
Est. Payment: $1,581.90/mo
3 Bed
2 Bath
1385 Sqft
Status: pending | Days on site: 7
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
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House Description

Welcome home to this charming, affordable and full of potential lakefront property! This inviting 3 bedroom 3 bath home allows for the opportunity to get in at a great price and do a little cosmetic updating later if you desire! This home offers an inviting living area with a vaulted ceiling and gas fireplace along with a main floor master bedroom with a full bath and an additional 1/2 bath in the hallway. Upstairs you will find 2 more bedrooms, another full bath and additional closet space in the hallway.. Step out back and you'll find a small lake where you can enjoy the tranquil view, launch your kayak or catch a fish! This home is conveniently located just minutes from Eglin AFB, Army 7th Group, Duke & Hurlburt Field, A+ schools. the airport, shopping, restaurants, and our famous pristine white sand beaches. Don't miss out on this fantastic opportunity!
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Highlights

Listed by Stefanie L Jamgochian , 850-714-7978 Coastal Villages Real Estate , 850-685-8595. Emerald Coast Multiple Listing Services

Property Type

Residential
Lot/Acreage
0.16

Year Built

1988

County

Okaloosa

Area

13 - Niceville

 Neighborhood

Crystal Lake Estates

Listing ID

1006943

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Dishwasher, Oven Self Cleaning, Refrigerator, Stove/Oven Electric, Water Heater - Gas
Air Cond:Gas
Fireplaces:Fireplace Gas
Floor:Floor Vinyl
Other:
  • ▪ Additional:Ceiling Vaulted

Exterior Features

Lot:Within 1/2 Mile to Water,Lake
Lot Dimensions:92X87X55X92
Zoning:Resid Single Family
Others:
  • ▪ Additional:Balcony, Sprinkler System, Deck Open, Patio Open, Porch Open
Principal Interest
$1,582
Taxes
$309

Home Price

$311,900

Loan Details

30 yrs
6.529%

Down Payment

20%
$62,380
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,581.90

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,581.90 $308.79 $0.00 $1,890.69
Yearly $18,982.78 $3,705.51 $0.00 $22,688.29
Total $569,483.26 $111,165.30 $0.00 $680,648.56

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Valparaiso, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T07:16:22.000Z

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