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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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7325 Highway 2302 , Southport, FL 32409
$799,000
Est. Payment: $4,414.36/mo
4 Bed
3 Bath
3200 Sqft
1.61 Acres
Status: Active | Days on site: 2
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BLSM - B7703
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Harrison Lilly Team
Owner/Operator

House Description

Beautiful Bayou Waterfront Home with Direct Bay Access & Rental Potential Enjoy stunning waterfront views and direct access to the Bay from this spacious 4-bedroom, 2.5-bath home. A boat ramp conveniently located across the street makes this property an ideal opportunity for boating, fishing, and enjoying the coastal lifestyle. The home offers a generous living area with beautiful vaulted ceilings, plus a separate dining room that could also serve as an office or flex space. A bonus room downstairs, currently located within the enclosed garage area, provides additional versatility. Significant improvements were completed following Hurricane Michael, including a new roof, upstairs windows, spray foam insulation throughout, electrical wiring, sheetrock, and flooring. The downstairs bathroom also has space to add a shower, offering an opportunity for additional functionality. All appliances and window coverings convey with the property. Adding even more value is a small block building at the front of the property. This building was previously used as a rental before Hurricane Michael and could potentially be repaired and rented for approximately $1,000+ per month, providing an additional income opportunity. The property is reportedly zoned for Multi-Use, less than 10 units, offering potential flexibility for future use. Buyers should verify zoning, permitted uses, and development possibilities with the appropriate planning and zoning authority. County water and septic serve both buildings. Highlights: 4 bedrooms / 2.5 bathrooms Beautiful bayou and Bay views Direct access to the Bay Boat ramp directly across the street Spacious living area with vaulted ceilings Separate dining room or office Downstairs bonus room Enclosed garage New roof Updated upstairs windows Spray foam insulation Updated electrical, sheetrock, and flooring after Hurricane Michael Downstairs bathroom with room to add a shower Appliances and window coverings convey Separate block building with potential rental income County water and septic for both buildings Potential multi-use zoning--buyer to verify with planning/zoning

Highlights

Listed by Stoney L Thompson , 850-819-7387 Thompson Trust Realty Inc , 850-215-7387. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
1.61

Year Built

1974

County

Bay

Area

04 - Bay County - North

Neighborhood

No Named Subdivision

Listing ID

794604

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Convection Oven, Electric Oven, Electric Water Heater
Air Cond:Ductless,Heat Pump
Fireplaces:
Other:
  • ▪ Additional:Double Vanity, Interior Steps, Tub Shower, Upper Level Primary

Exterior Features

Lot:Paved
Lot Dimensions:150.0 ft x 350.0 ft
Zoning:Resid Multi-Family
Roof:Metal
Others:
  • ▪ Additional:Dock
Sewer:Public Sewer
Parking Features:Drive Through,No Garage,RV Access/Parking,Unpaved
Principal Interest
$4,414
Taxes
$295

Home Price

$799,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$159,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,414.36

Principal

Taxes

Principal Taxes HOA Total
Monthly $4,414.36 $294.66 $0.00 $4,709.01
Yearly $52,972.32 $3,535.86 $0.00 $56,508.18
Total $1,589,169.57 $106,075.80 $0.00 $1,695,245.37

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Southport, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T03:46:57.000Z

© 2026 Bay County Association of REALTORS