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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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15702 Hwy 77 , Southport, FL 32409
$2,150,000
Est. Payment: $11,878.44/mo
5 Bed
7 Bath
4144 Sqft
82 Acres
Status: Active | Days on site: 4
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Harrison Lilly Team
Owner/Operator

House Description

There are properties, and then there are places that quietly reorder your sense of what home can mean. Positioned at the crown of its own private peninsula on freshwater River Pond, this extraordinary Southern estate commands 360 degrees of unobstructed lake views across 82 ACRES of unspoiled Florida landscape and waves, just twenty minutes north of Panama City, yet worlds away from the ordinary. Five acres within carry highway frontage and commercial zoning, making the possibilities here as expansive as the horizon itself. The arrival alone sets the tone. A canopied road lined with century-old live oaks, their branches heavy with Spanish moss, draws you toward a 7,200-square-foot residence that feels less like a house and more like an inheritance. Built like a fortress with poured concrete construction and dressed in classic white with red brick accents, the home is as enduring as the landscape that frames it. Three levels of refined living unfold with a rare sense of intention. Wrap-around porches grace every floor, each one an invitation to pause, whether you're watching the morning mist lift off the water or following a sunset as it dissolves into the lake. Ten-foot ceilings run throughout all three levels, and a full-size elevator ensures every space in the home is effortlessly accessible. On the main level, the expansive kitchen anchors the heart of the home with quartz countertops, an adjacent bar, and a generous walk-in pantry. The living room centers on a fireplace and opens through French doors to the covered porches and their sweeping waterfront panorama. A screened summer kitchen extends the entertaining possibilities seamlessly outdoors, while a formal dining room and a cozy sitting room-equally suited as a private study, speak to the home's thoughtful floor plan. A powder room on the main level is also easily accessible for guests. The upper floor is devoted to rest and retreat. The primary suite offers a soaking tub, walk-in shower, double vanities, and a custom walk-in closet of considerable proportion. Two additional bedrooms, two full baths, a dedicated laundry room, and direct porch access overlooking the oak-lined grounds complete the upper level. The lower level challenges every assumption the word ''basement'' carries. With 2,000 square feet, ten-foot ceilings, a full second kitchen with an oversized island, a living room anchored by its own fireplace, a dedicated home theater, and two additional bedrooms and two baths, this floor functions as a fully self-contained retreat, ideal for multigenerational living or a home in itself for guests. French doors open directly to the covered porch to an open lawn. This area would be perfectly suited for a lakefront pool and also offers a convenient half bath under the covered porch. The lower level of this home would be an incredible entertaining space for family gatherings, pool parties and more! An additional heated/cooled 1,090 square feet of storage is also accessible from the lower level. To speak of this property only in terms of the home would be to miss its greater gift. The freshwater lake invites fishing, water skiing, and long, unhurried afternoons on the water. The acreage beyond the home accommodates ATVs, side-by-sides, and the full breadth of an outdoor life. A detached three-car garage and circular motor court provide practical elegance at the entry. Impeccably maintained by its original owner since construction, every detail of this estate, from its remarkable landscaping to its poured concrete bones, reflects a standard of stewardship rarely encountered. To own an entire peninsula is to own something genuinely irreplaceable. Estates of this scale, this setting, and this integrity are rare and to own this kind of paradise will stay in families for generations to come.

Highlights

Listed by Sostheim Group , 850-814-4560 Corcoran Reverie , 850-231-5030. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
82

Year Built

2001

County

Bay

Area

04 - Bay County - North

Neighborhood

No Named Subdivision

Listing ID

795615

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:5
  • ▪ Bathrooms:7
  • ▪ Full Bathrooms:5
  • ▪ 1/2 Bathrooms:2
Appliances:Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Warming Drawer
Air Cond:Central Air,Ceiling Fan(s),Multi Units
Fireplaces:
Floor:Concrete
Other:
  • ▪ Additional:Balcony, Double Vanity, Interior Steps, Sitting Area in Primary, Soaking Tub, Separate Shower, Walk-In Closet(s)

Exterior Features

Lot:Sprinkler System,Paved
Lot Dimensions:Irregular
Zoning:Commercial, Resid Single Family
Roof:Metal
Others:
  • ▪ Additional:Outdoor Kitchen, Porch
Parking Features:Additional Parking,Paved
Principal Interest
$11,878
Taxes
$1,371

Home Price

$2,150,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$430,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$11,878.44

Principal

Taxes

Principal Taxes HOA Total
Monthly $11,878.44 $1,370.63 $0.00 $13,249.07
Yearly $142,541.28 $16,447.50 $0.00 $158,988.78
Total $4,276,238.51 $493,425.00 $0.00 $4,769,663.51

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Southport, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T05:07:46.000Z

© 2026 Bay County Association of REALTORS