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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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12813 Merial Pass , Southport, FL 32409
$390,000
Est. Payment: $1,978.01/mo
3 Bed
2 Bath
2255 Sqft
Status: active with contingency | Days on site: 5
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS. Welcome to this gorgeous and well-maintained Preston floor plan located on a spacious lot in the gated Lake Merial community. This thoughtfully designed home features an open layout with high ceilings, arched doorways, crown molding, and abundant natural light throughout. The formal dining room showcases a tray ceiling with detailed features and trim work, while the kitchen offers a center island, pantry, generous cabinet and counter space, and an area ideal for casual dining. The primary suite includes a tray ceiling, walk-in closet, and an ensuite bathroom with dual vanities. Additional living spaces provide flexibility for everyday living and entertaining, or a flex space for an office. Step outside to a fully privacy-fenced backyard with a beautifully maintained lawn, offering space to relax, play, or garden. The irrigation system is supplied by a dedicated well, and the irrigation well pump was replaced approximately one year ago. Home comes with protective hurricane rated window coverings fitted for all windows, offering benefits on insurance costs. Lovely yard building perfect for lawn equipment storage. Sidewalk-lined streets throughout the community provide opportunities for walking and enjoying the neighborhood setting. Conveniently located approximately 8 miles from shopping, dining, and healthcare in Lynn Haven, 10 miles from Northwest Florida Beaches International Airport (ECP), about 15 miles from Panama City Beach and Pier Park, and approximately 20 miles from Tyndall Air Force Base.

Highlights

Listed by Heather H Neubauer , 850-774-2832 ERA Neubauer Real Estate Inc , 850-785-1551. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.33

HOA Fee

Year Built

2013

County

Bay

Area

04 - Bay County - North

Neighborhood

Lake Merial Phase One

Listing ID

792044

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Electric Oven, Electric Water Heater
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • Additional:Double Vanity, Main Level Primary, Walk-In Closet(s)

Exterior Features

Lot:Sprinkler System,Paved
Lot Dimensions:90.0 ft x 160.0 ft
Roof:Composition,Shingle
Others:
  • Additional:Patio
Sewer:Public Sewer
Principal Interest
$1,978
Taxes
$373
HOA
$0

Home Price

$390,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$78,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,978.01

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,978.01 $373.30 $0.00 $2,351.30
Yearly $23,736.08 $4,479.56 $0.00 $28,215.64
Total $712,082.31 $134,386.80 $0.00 $846,469.11

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Southport, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS