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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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12802 Merial Waters Pass , Southport, FL 32409
$415,000
Est. Payment: $2,292.82/mo
3 Bed
2 Bath
2163 Sqft
0.33 Acres
Status: Active | Days on site: 1
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Harrison Lilly Team
Owner/Operator

House Description

This beautiful all-brick home offers a spacious, open layout filled with natural light and thoughtful details throughout. Fresh interior paint gives the home a clean, updated feel, while the main living area features vaulted ceilings, wood flooring, and an open-concept design that flows easily into the kitchen with granite countertops, stainless steel appliances, abundant cabinetry, a center island, and breakfast bar. Generous bedrooms and a spacious primary suite provide plenty of room for comfortable everyday living. Step outside to enjoy your own Florida backyard retreat featuring a private in-ground pool, expansive paver patio, fenced yard, and plenty of green space for pets, play, or entertaining. Recent updates include a brand-new pool pump and garage door opener, while a shallow well provides water for the sprinkler system. With a two-car garage, extended driveway, attractive landscaping, and inviting indoor and outdoor spaces, this home is ready for its next owners to move in and enjoy.

Highlights

Listed by Kristen A Fondren , 850-896-4877 Real Broker LLC , 855-450-0442. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.33

HOA Fee

353 Quarterly

Year Built

2013

County

Bay

Area

04 - Bay County - North

Neighborhood

Lake Merial Phase One

Listing ID

795910

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Electric Cooktop, Electric Oven, Electric Water Heater, Ice Maker
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • ▪ Additional:Double Vanity, Main Level Primary, Separate Shower, Walk-In Closet(s)

Exterior Features

Lot:Sprinkler System
Lot Dimensions:90.0 ft x 160.0 ft
Zoning:Resid Single Family
Roof:Composition,Shingle
Sewer:Public Sewer
Parking Features:Garage,Garage Door Opener,Gated
Principal Interest
$2,293
Taxes
$304
HOA
$353

Home Price

$415,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$83,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,292.82

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,292.82 $303.94 $353.00 $2,949.75
Yearly $27,513.78 $3,647.25 $4,236.00 $35,397.03
Total $825,413.48 $109,417.50 $127,080.00 $1,061,910.98

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Southport, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T05:07:46.000Z

© 2026 Bay County Association of REALTORS