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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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7508 Nautical Ct , Southport, FL 32409
$649,000
Est. Payment: $3,291.61/mo
4 Bed
4 Bath
2649 Sqft
Status: active | Days on site: 61
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Reduced! Don't miss out on this exclusive Waterfront Pool Home with an Assumable 3.65% FHA Loan for qualified buyers! Situated on over half an acre directly on the Community Lake. This beautifully maintained custom 2649 sq. ft all-brick home offers 4 bedrooms, 3.5 bathrooms, bonus/flex room (or office), formal dinning room, informal breakfast room, large kitchen, and a back yard designed for enjoyment of your salt water pool, and Florida living year round. Located in the desirable Kirkland Manor and not in a flood zone. This property presents a rare opportunity in today's market. The open floor plan features granite counter tops, custom frame windows, crown molding, abundance of natural lighting and surround system throughout the the interior and exterior of home. The kitchen offers stainless steel appliances, a center island, large breakfast bar, walk-in pantry and extensive cabinetry, thus making it ideal for everyday living and entertaining with the open floor plan. Two additional bedrooms share a Jack and Jill bathroom. New roof installed in 2024, HVAC installed in 2025, two new water heaters installed in 2025, new pool pump in 2024, microwave/dishwasher both installed in 2024. Step outside to your own Lake waterfront retreat featuring a saltwater pool with upgraded sand filtration, a 5 person hot tub, expansive brick paved patio, covered porch, professional landscaping, sprinkler system, and a fully fenced backyard overlooking the lake. Enjoy fishing kayaking and paddle boarding right from your backyard. Deerpoint Lake is minutes away with a public boat ramp. Conventionally located and move-in-ready custom home offers the perfect combination of waterfront living, modern and upscale updates, and outdoor enjoyment. This is a fabulous opportunity to own a waterfront pool home with and assumable and rare 3. 65% FHA Loan. Schedule your showing today!

Highlights

Listed by Marco Cooper , 850-832-1266 and Angel Cherry , 850-866-2983 Coastal Sun Realty LLC , 850-249-2050. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.57

HOA Fee

175 Annually

Year Built

2006

County

Bay

Area

04 - Bay County - North

Neighborhood

Kirkland Manor

Listing ID

791469

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:4
  • Full Bathrooms:3
  • 1/2 Bathrooms:1
Appliances:ENERGY STAR Qualified Appliances, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater
Air Cond:Central Air,Ceiling Fan(s),ENERGY STAR Qualified Equipment
Fireplaces:
Other:
  • Additional:Coffered Ceiling(s), Double Vanity, Jetted Tub, Main Level Primary, Separate Shower, Walk-In Closet(s)

Exterior Features

Lot:Cul-De-Sac,Sprinkler System,Paved
Lot Dimensions:120 x 220
Zoning:Resid Single Family
Roof:Composition,Shingle
Others:
  • Additional:Patio
Parking Features:Garage,Garage Door Opener
Principal Interest
$3,292
Taxes
$414
HOA
$175

Home Price

$649,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$129,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,291.61

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $3,291.61 $413.74 $175.00 $3,880.34
Yearly $39,499.27 $4,964.85 $2,100.00 $46,564.12
Total $1,184,978.00 $148,945.50 $63,000.00 $1,396,923.50

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Southport, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS