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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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3049 Rachel Pl , Southport, FL 32409
$374,900
Est. Payment: $1,901.22/mo
4 Bed
3 Bath
2301 Sqft
Status: active | Days on site: 43
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

** Seller offing $7,000 to be used towards a rate buy down with acceptable offer. ** This stunning 2023-built Craftsman-style home nestled in the highly sought-after Hodges Bayou subdivision. Offering 2,301 square feet of thoughtfully designed living space, this exceptional residence features 4 bedrooms, 3 full bathrooms, and the perfect blend of modern elegance, functionality, and everyday comfort. Step inside to discover an open-concept floor plan highlighted by soaring tray ceilings in the spacious living room, abundant natural light, and high-end finishes throughout. The beautifully appointed kitchen comes complete with a brand-new refrigerator, ample cabinetry, built in oven, and a seamless flow into the main living and dining areas--perfect for entertaining or family gatherings. The private owner's suite is a true retreat, featuring a luxurious ensuite bathroom with a walk-in tiled shower, relaxing soaking tub, dual vanities, and a spacious walk-in closet. Most of the interior has been freshly painted, giving the home a crisp, move-in-ready feel. Enjoy Florida living year-round from the screened-in back patio, overlooking the fully fenced backyard--ideal for children, pets, outdoor entertaining, or simply relaxing in complete privacy. Located in the desirable Hodges Bayou community of Southport, you'll enjoy a peaceful setting while remaining just minutes from shopping, dining, schools, parks, and all that Panama City has to offer. This nearly new home offers the rare opportunity to enjoy modern construction, luxurious finishes, and a prime location--all without the wait of building. Schedule your private showing today.

Highlights

Listed by The Jarrett Group , 850-279-5911 Keller Williams Success Realty , 850-249-0313. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.16

HOA Fee

900 Annually

Year Built

2023

County

Bay

Area

04 - Bay County - North

Neighborhood

Hodges Bayou Plantation 1

Listing ID

792296

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:3
  • Full Bathrooms:3
Appliances:Convection Oven, Electric Cooktop
Air Cond:Central Air
Fireplaces:
Other:
  • Additional:Double Vanity, Soaking Tub, Separate Shower, Walk-In Closet(s)

Exterior Features

Lot Dimensions:60.0 ft x 123.0 ft
Roof:Composition,Shingle
Others:
  • Additional:Porch
Sewer:Public Sewer
Principal Interest
$1,901
Taxes
$367
HOA
$900

Home Price

$374,900

Loan Details

30 yrs
6.528%

Down Payment

20%
$74,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,901.22

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,901.22 $367.48 $900.00 $3,168.70
Yearly $22,814.69 $4,409.73 $10,800.00 $38,024.42
Total $684,440.85 $132,291.90 $324,000.00 $1,140,732.75

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Southport, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS