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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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140 Spikes Cir , Southport, FL 32409
$318,900
Est. Payment: $1,761.88/mo
4 Bed
2 Bath
2326 Sqft
0.24 Acres
Status: Pending | Days on site: 15
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BCSU - B0136,B0136
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Harrison Lilly Team
Owner/Operator

House Description

Take a look at this beautiful all brick home in the Hodges Bayou Plantation Subdivision near Lynn Haven. This property incorporates and open floor plan at 2326 sq feet, (builders plan), 4 bedrooms and 2 full bath. Entering into the custom front door (upgrade), a large wide foyer greets you with elegance and traditional 8 foot ceilings and craftsmanship throughout. Large living room with abundance of natural lighting. The ample kitchen overlooks the family room incorporating a breakfast bar/island. Abundance of cabinetry and stainless steel appliances,to include a large walk-in pantry. You also have a formal dinning room for your family gatherings. The master bedroom is on the other side of the home to give you additional privacy, large walk in closets, double vanity, soaking tub and shower. The split bedrooms incorporate 3 additional bedrooms on the other side as one of the bedrooms can easily be converted into your home office. All hallways and access areas are wide and can accommodate a handicap/wheelchair necessities. Large laundry room and a two car garage. The back yard is fully fenced in and oversize covered patio. Home is located minutes away from Lynn Haven, Highway 231, public boat ramp, and Panama City itself. Panama City Beach is close to 25 minutes for all your amusement needs. Great schools and close proximity for your children (Southport and Bozeman). Home is being sold under market value for a quick sale.

Highlights

Listed by Marco Cooper , 850-832-1266 Coastal Sun Realty LLC , 850-249-2050. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.24

HOA Fee

225 Quarterly

Year Built

2020

County

Bay

Area

04 - Bay County - North

Neighborhood

Hodges Bayou Plantation 1

Listing ID

795358

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Electric Cooktop, Electric Range, Electric Water Heater
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • ▪ Additional:Main Level Primary, Smart Home, Soaking Tub, Smart Thermostat, Tub Shower, Walk-In Closet(s)

Exterior Features

Lot Dimensions:70 x 140
Zoning:Resid Single Family
Roof:Shingle
Others:
  • ▪ Additional:Covered Patio
Sewer:Public Sewer
Principal Interest
$1,762
Taxes
$242
HOA
$225

Home Price

$318,900

Loan Details

30 yrs
7.374%

Down Payment

20%
$63,780
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,761.88

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,761.88 $242.38 $225.00 $2,229.26
Yearly $21,142.52 $2,908.57 $2,700.00 $26,751.09
Total $634,275.56 $87,257.10 $81,000.00 $802,532.66

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Southport, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T03:46:57.000Z

© 2026 Bay County Association of REALTORS