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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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119 Confidence Way , Panama City, FL 32409
$435,000
Est. Payment: $2,403.31/mo
4 Bed
2 Bath
2134 Sqft
0.38 Acres
Status: Active | Days on site: 10
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BKWS - B12599
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Harrison Lilly Team
Owner/Operator

House Description

Welcome home to the highly desirable Fanning Bayou community! This beautiful home offers an open-concept layout filled with natural light and designed for comfortable everyday living and entertaining. The kitchen features granite countertops, ample workspace, and an easy flow into the main living area, where a built-in entertainment unit with fireplace creates a warm and inviting focal point. Step outside to your own backyard retreat featuring a screened pool enclosure and a large backyard that backs up to mature trees, providing a peaceful natural setting. Two additional patio areas, one on each side of the pool enclosure, offer even more outdoor living space--perfect for a fire pit, grilling area, or relaxing with friends and family. Inside, both bathrooms are spacious, and the open floor plan provides plenty of flexibility. An extended driveway offers additional parking, while gated space behind the fence provides convenient parking for a boat or trailer. Located in Fanning Bayou and convenient to Lynn Haven, this home combines indoor comfort, outdoor living, and plenty of room for all your toys. From afternoons by the pool to evenings around the fire pit with the trees as your backdrop, this home is ready to be enjoyed!

Highlights

Listed by Heather L Sleeper , 850-775-7869 Keller Williams Success Realty , 850-249-0313. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.38

HOA Fee

432.59 Quarterly

Year Built

2018

County

Bay

Area

04 - Bay County - North

Neighborhood

Fanning Bayou

Listing ID

795889

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Electric Oven, Electric Range, Electric Water Heater, Ice Maker, Water Softener Owned
Air Cond:Central Air,ENERGY STAR Qualified Equipment
Fireplaces:Electric
Floor:Plank,Vinyl
Other:
  • ▪ Additional:Double Vanity, Main Level Primary, Soaking Tub, Separate Shower, Smart Thermostat, Walk-In Closet(s)

Exterior Features

Lot:Sprinkler System,Paved
Lot Dimensions:101.0 ft x 164.0 ft
Zoning:Resid Single Family
Roof:Shingle
Others:
  • ▪ Additional:Deck, Patio
Sewer:Public Sewer
Parking Features:Additional Parking
Principal Interest
$2,403
Taxes
$277
HOA
$433

Home Price

$435,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$87,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,403.31

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,403.31 $277.31 $432.59 $3,113.21
Yearly $28,839.75 $3,327.75 $5,191.08 $37,358.58
Total $865,192.44 $99,832.50 $155,732.40 $1,120,757.34

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T05:07:46.000Z

© 2026 Bay County Association of REALTORS