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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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Listing 791788 , Southport, FL 32409
$89,000
Est. Payment: $451.34/mo
0 Bed
0 Bath
0 Sqft
Status: active | Days on site: 58
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Harrison Lilly
Owner/Operator

House Description

Discover a rare opportunity to build your dream home in one of Southport's most scenic waterfront settings. Nestled along the edge of a peaceful tidal creek that winds through natural marshlands before opening into the bay, this spacious homesite offers a unique blend of privacy, nature, and coastal living. Mature trees and native vegetation create a tranquil backdrop, while the surrounding waterways provide a picturesque setting filled with abundant wildlife, kayaking opportunities, and breathtaking Florida sunsets. Located just moments from the open waters of North Bay, boating, fishing, and waterfront recreation are part of everyday life. Whether you're heading out for a day on the water, casting a line, or simply enjoying the serene views, this property offers the ideal foundation for a relaxed coastal lifestyle. The surrounding area features a mix of estate-sized homes, waterfront properties, and quiet residential streets that preserve the laid-back charm Southport is known for. Conveniently situated near Panama City, Panama City Beach, and Northwest Florida Beaches International Airport, you'll enjoy easy access to shopping, dining, entertainment, and world-famous white sand beaches while still appreciating the peace and privacy of this hidden gem. Outdoor enthusiasts will love the proximity to local parks, boat ramps, nature preserves, and endless opportunities for exploring the waterways of Bay County. If you've been searching for a homesite that offers natural beauty, waterfront surroundings, and room to create your own coastal retreat, 1125 Donald Penny Drive deserves a closer look. Bring your vision and start building the Florida lifestyle you've been dreaming about.

Highlights

Listed by Parker Hakenewert , 850-819-5624 and Ashton Wellborn , (448) 205-8830 Salty Marlin Realty LLC , 850-615-2406. Bay County Association of REALTORS

Property Type

Vacant Land

Lot/Acreage
0.77

County

Bay

Area

04 - Bay County - North

Neighborhood

[No Recorded Subdiv]

Listing ID

791788

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:0
  • Bathrooms:0
  • Full Bathrooms:

Exterior Features

Lot Dimensions:200x155x260x150
Zoning:Resid Single Family
Sewer:Septic Needed
Principal Interest
$451
Taxes
$43

Home Price

$89,000

Loan Details

30 yrs
6.528%

Down Payment

20%
$17,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$451.34

Principal

Taxes

Principal Taxes HOA Total
Monthly $451.34 $43.05 $0.00 $494.39
Yearly $5,416.13 $516.56 $0.00 $5,932.69
Total $162,483.96 $15,496.80 $0.00 $177,980.76

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Southport, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS