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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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37 12th Street Z132 , Shalimar, FL 32579
$269,000
Est. Payment: $1,364.32/mo
3 Bed
3 Bath
1620 Sqft
Status: active | Days on site: 52
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

NO HOA!!! Welcome to 37 12th Street, Unit Z132, a beautifully updated townhome tucked away in the heart of Shalimar. Offering the perfect blend of comfort, character, and convenience, this move-in ready home features spacious living areas, stylish updates, and a unique layout that truly sets it apart. Step inside to find a bright and inviting interior with fresh neutral tones, updated flooring, modern lighting, and an open-concept flow designed for both everyday living and entertaining. The kitchen showcases striking blue cabinetry, stainless steel appliances, ample counter space, and contemporary finishes that add personality and style to the home. One of the standout features of this property is the completely converted garage space, now a fully heated and cooled flex room offering endless possibilities. Whether used as a home office, media room, game room, fitness area, guest retreat, or additional living space, this versatile bonus room adds incredible functionality to the property. The thoughtfully designed courtyard-style layout creates a unique sense of privacy and separation, giving the home architectural character and a welcoming feel from the moment you arrive. Upstairs, the spacious bedrooms offer abundant natural light and comfortable living spaces, while the primary suite features private balcony access, the perfect place to unwind after a long day. Outside, you'll also enjoy a fenced outdoor area ideal for relaxing, pets, or entertaining guests. Conveniently located near Eglin AFB, shopping, dining, schools, and the beautiful beaches of the Emerald Coast, this property offers easy access to everything the area has to offer while still maintaining a tucked-away neighborhood feel. Buyers may also qualify for a $1,000 preferred lender credit at closing that can be used toward closing costs, a rate buy-down, or other eligible expenses. Whether you're searching for a primary residence, second home, or investment opportunity, 37 12th Street, Unit Z132 is a must-see property full of charm, flexibility, and potential.

Highlights

Listed by Jonathan W Mckenzie , 850-586-3526 ERA American Real Estate , 850-651-2454. Emerald Coast Multiple Listing Services

Property Type

Condo/Townhome

Lot/Acreage
0.08

Year Built

1977

County

Okaloosa

Area

12 - Fort Walton Beach

Neighborhood

Port Dixie

Listing ID

1003677

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:3
  • Full Bathrooms:2
  • 1/2 Bathrooms:1
Appliances:Dishwasher, Disposal, Dryer, Microwave, Range Hood, Refrigerator W/IceMk, Smoke Detector, Smooth Stovetop Rnge, Stove/Oven Electric, Washer, Water Heater - Elect
Air Cond:Ceiling Fans,Central Air,Whole House Fan
Fireplaces:
Floor:Floor Vinyl,Floor WW Carpet
Other:
  • Additional:Owner's Closet, Pantry, Washer/Dryer Hookup

Exterior Features

Zoning:County, Resid Single Family
Others:
  • Additional:Rain Gutter, Balcony, Fenced Back Yard, Patio Covered, Porch, Fenced Chain Link
Sewer:Public Sewer
Principal Interest
$1,364
Taxes
$221

Home Price

$269,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$53,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,364.32

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,364.32 $220.50 $0.00 $1,584.82
Yearly $16,371.81 $2,646.03 $0.00 $19,017.84
Total $491,154.21 $79,380.90 $0.00 $570,535.11

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Shalimar, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T07:16:22.000Z

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