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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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41 12th Street G68 , Shalimar, FL 32579
$250,000
Est. Payment: $1,381.21/mo
4 Bed
4 Bath
1990 Sqft
0.08 Acres
Status: Active | Days on site: 21
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Harrison Lilly Team
Owner/Operator

House Description

**ASSUMABLE FHA LOAN** Imagine having a home where everyone has room to be together and still have enough space to spread out when they need it.... This Shalimar townhome offers a total of 4 bedrooms, 4 bathrooms, and approximately 1,990 SF in a versatile layout that can grow with you! The converted garage studio is a true bonus, complete with its own private bathroom and kitchenette. Use it for visiting family or friends, multigenerational living, a private workspace, or explore its potential for additional rental income. Inside the main home, it features an updated kitchen with granite countertops, tile backsplash, stainless steel appliances, and two pantries, perfect for families who need the storage! Upstairs you'll find a spacious primary suite with a private bathroom, the other two bedrooms, and a Florida room for those cool mornings to drink your coffee and enjoy the sounds of the birds in the trees. Out back enjoy beautiful landscaping, a large covered patio, and brick-paver patio perfect for family dinners and entertaining. Ease your mind with knowing all the major appliances have been taken care of! Hot Water Heater replaced in 2022, Roof installed in 2020 and the HVAC from 2016. Convenient to Eglin AFB, Fort Walton Beach, top-rated schools, shopping, dining, and the Emerald Coast! This home brings more than just extra space, it gives you flexibility for whatever life brings next

Highlights

Listed by Michael S Pechacek , 850-361-8561 Real Broker LLC , 855-450-0442. Emerald Coast Multiple Listing Services

Property Type

Condo/Townhome

Lot/Acreage
0.08

Year Built

1975

County

Okaloosa

Area

12 - Fort Walton Beach

Neighborhood

Port Dixie Beg Ne Cor Blk 56 S 164.67 Ft

Listing ID

1011198

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:3
  • ▪ 1/2 Bathrooms:1
Appliances:Cooktop, Dishwasher, Dryer, Microwave, Oven Self Cleaning, Range Hood, Refrigerator, Smoke Detector, Smooth Stovetop Rnge, Stove/Oven Electric, Washer, Water Heater - Elect
Air Cond:Wall/Window Unit(s),Central Air
Fireplaces:
Floor:Floor Tile,Floor Vinyl
Other:
  • ▪ Additional:Lock Out, Pantry, Washer/Dryer Hookup, Woodwork Painted

Exterior Features

Lot:Interior,Level
Zoning:Resid Multi-Family, Resid Single Family
Others:
  • ▪ Additional:Patio Covered, Fenced Lot-Part, Fenced Privacy
Sewer:Public Sewer
Principal Interest
$1,381
Taxes
$216

Home Price

$250,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$50,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,381.21

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,381.21 $216.46 $0.00 $1,597.68
Yearly $16,574.57 $2,597.56 $0.00 $19,172.13
Total $497,237.04 $77,926.80 $0.00 $575,163.84

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Shalimar, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T11:00:03.000Z

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