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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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277 Shalimar Dr , Shalimar, FL 32579
$649,500
Est. Payment: $3,293.80/mo
3 Bed
3 Bath
2353 Sqft
Status: pending | Days on site: 28
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Experience waterfront living at its finest in this beautifully updated townhome on Garnier's Bayou, offering breathtaking sunset views, TWO boat slips, and hurricane impact-rated windows and sliding glass doors. Designed to maximize the stunning water views, this spacious home features an open-concept floor plan with expansive living and dining areas, plus a cozy wood-burning fireplace in the great room. The updated kitchen is ideal for entertaining, featuring quartz countertops, stainless steel appliances, abundant cabinetry, and a breakfast bar overlooking the main living area. A highly desirable downstairs a primary suite with a full bath provides flexibility for guests, multi-generational living, or a private home office. Upstairs, the second waterfront primary suite offers spectacular bayou views, two walk-in closets, and an ensuite bath complete with a separate shower and oversized jetted tub. Step outside to the oversized 15x18 waterfront deck with a motorized sunshade, the perfect place to relax and enjoy stunning sunsets over the bayou. Additional features include a one-car garage, an additional dedicated parking space, and extra storage above the garage. Low HOA fees include lawn maintenance for easy, low-maintenance living. Major updates include Roof (2018), Triple-Pane Hurricane Impact Windows & Sliding Glass Doors (2019), HVAC Systems (2020 & 2017), and Water Heater (2023). This exceptional waterfront property combines comfort, convenience, and an unbeatable boating lifestyle.

Highlights

Listed by Bonnie A Seals , 850-240-0635 ERA American Real Estate , 850-651-2454. Emerald Coast Multiple Listing Services

Property Type

Condo/Townhome

Lot/Acreage
0.08

HOA Fee

Year Built

1987

County

Okaloosa

Area

12 - Fort Walton Beach

Neighborhood

Garniers Cay Ph 2

Listing ID

1005246

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:3
  • Full Bathrooms:3
Appliances:Auto Garage Door Opn, Dishwasher, Disposal, Microwave, Oven Self Cleaning, Refrigerator W/IceMk, Smoke Detector, Stove/Oven Electric, Water Heater - Elect
Air Cond:Ceiling Fans,Central Air
Fireplaces:
Floor:Floor Vinyl
Other:
  • Additional:Breakfast Bar, Fireplace, Pantry, Washer/Dryer Hookup, Woodwork Painted

Exterior Features

Lot:Bulkhead/Seawall,Covenants,Flood Insurance Req,Level,Restrictions,Sidewalk,Within 1/2 Mile to Water,Zero Lot Line,Bayou
Zoning:Resid Multi-Family
Others:
  • Additional:Boat Slip, Dock, Deck Open
Sewer:Public Sewer
Parking Features:Garage Detached
Principal Interest
$3,294
Taxes
$492
HOA
$0

Home Price

$649,500

Loan Details

30 yrs
6.528%

Down Payment

20%
$129,900
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,293.80

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,293.80 $491.64 $0.00 $3,785.43
Yearly $39,525.59 $5,899.62 $0.00 $45,425.21
Total $1,185,767.75 $176,988.60 $0.00 $1,362,756.35

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Shalimar, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:32:47.000Z

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