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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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101 Old Ferry Road 24a , Shalimar, FL 32579
$300,000
Est. Payment: $1,521.39/mo
2 Bed
2 Bath
1029 Sqft
Status: active | Days on site: 34
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Unit 24A at Finisterra presents a rare opportunity to own a fully renovated, turn-key waterfront condo with panoramic views of Choctawhatchee Bay, the Destin bridge, and Okaloosa Island. Ideally positioned in a coveted direct waterfront location, this beautifully updated 2BR/2BA residence captures water views from nearly every window. Designed for low-maintenance, easy living, the condo was thoughtfully renovated in 2020 with high-quality, modern finishes throughout, including quartz countertops, updated cabinetry, new flooring, contemporary lighting and fixtures, stainless steel appliances, a stacked washer/dryer, and impact windows and doors. Major systems have already been addressed, including copper wiring, HVAC, and water heater (2022), while the building offers additional peace of mind with a new roof and vinyl siding completed in 2023. Set within a gated waterfront community along the shores of Shalimar, Finisterra delivers a lifestyle rarely found at this price point. Enjoy a sparkling pool, pickleball courts, and direct water access for launching your kayak or paddleboard and exploring the bay at your leisure. Spend your days fishing along the shoreline or strolling scenic waterfront paths just steps from your door. Whether you're seeking a full-time residence, second home, or coastal retreat, Unit 24A offers a move-in-ready experience with minimal upkeep, stunning views, and exceptional lifestyle value.

Highlights

Listed by Rick A Deckert , 850-855-0442 Lokation , 954-545-5583. Emerald Coast Multiple Listing Services

Property Type

Condo/Townhome

HOA Fee

Year Built

1974

County

Okaloosa

Area

12 - Fort Walton Beach

Neighborhood

Finisterra Condo

Listing ID

998252

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:2
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Dishwasher, Dryer, Microwave, Oven Self Cleaning, Refrigerator W/IceMk, Stove/Oven Electric, Washer, Water Heater - Elect
Air Cond:Ceiling Fans
Fireplaces:
Floor:Floor Tile
Other:
  • Additional:Ceiling Crwn Molding, Newly Painted, Washer/Dryer Hookup

Exterior Features

Lot:Bay,Bayou
Others:
  • Additional:Patio Covered
Sewer:Public Sewer
Principal Interest
$1,521
Taxes
$49
HOA
$0

Home Price

$300,000

Loan Details

30 yrs
6.528%

Down Payment

20%
$60,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,521.39

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,521.39 $49.44 $0.00 $1,570.82
Yearly $18,256.62 $593.27 $0.00 $18,849.89
Total $547,698.73 $17,798.10 $0.00 $565,496.83

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Shalimar, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:32:47.000Z

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