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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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45 Poquito Rd , Shalimar, FL 32579
$1,399,000
Est. Payment: $7,729.27/mo
4 Bed
3 Bath
3477 Sqft
0.64 Acres
Status: Active | Days on site: 6
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Harrison Lilly Team
Owner/Operator

House Description

Nestled along the tranquil waters of Poquito Bayou, this waterfront home offers an unparalleled experience. With its deep water, dock, boat lift, and boathouse, it provides a serene escape from the hustle and bustle of everyday life. This charming four-bedroom, three-bathroom brick home boasts breathtaking views from every common area, including the primary bedroom. The bayou views are among the most picturesque in Northwest Florida, offering abundant wildlife and a sense of tranquility. Imagine waking up to the sight of dolphins gracefully escaping the busy traffic of Choctawhatchee Bay, training their young, and swimming in peace. Indulge in leisurely meals with the catch of the day, such as flounder and redfish, that swim right to your dock. For those seeking a private beach, this home offers a backyard oasis with its own personal beach and swimming hole. Upon arrival, you will be greeted by a meticulously maintained lawn adorned with several majestic oak trees. The two-thirds-acre lot is fully fenced, providing a sense of security and privacy. A 20x10 shed offers ample storage, while a walk-in pump house ensures efficient irrigation. The home is one level with a walkout basement that offers the family entertainment room and a possible bedroom. The four-car garage, with its generous space for a workshop, sets this property apart from others. The home's elevation provides peace of mind and security, offering a stunning vantage point for enjoying the surrounding views. Throughout the home, impact windows and sliding glass doors exude a modern aesthetic, while the original 2008 remodel adds character and charm. Recent updates include, a refreshed front door in 2021, a renovated pump house in 2021, pavers on the patio in 2023, a circuit breaker panel in 2026, a redecked dock in 2025, a refrigerator in 2024, a dishwasher in 2026, a 5-ton HVAC system in 2021, and a 2-ton HVAC system in 2009. Metal roof was installed 2009 and has held up very well. The home has been meticulously maintained over the years, reflecting the dedication of its owners. Numerous additional projects undertaken by the seller have further enhanced its value.

Highlights

Listed by John J Lavin , 850-496-7240 The Beach Group Properties LLC , 850-231-9007. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.64

Year Built

1966

County

Okaloosa

Area

12 - Fort Walton Beach

Neighborhood

Poquito Bayou

Listing ID

1012231

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Appliances:Auto Garage Door Opn, Dishwasher, Disposal, Freezer, Microwave, Refrigerator, Stove/Oven Electric
Air Cond:Ceiling Fans,Central Air
Fireplaces:Fireplace Gas
Floor:Floor Hardwood,Floor Terrazo,Floor Vinyl,Floor WW Carpet
Other:
  • ▪ Additional:Pantry, Washer/Dryer Hookup

Exterior Features

Lot:Within 1/2 Mile to Water,Bayou,Shore - Natural
Lot Dimensions:99.71 X 279.3 X 105 X 277.3
Zoning:Resid Single Family
Others:
  • ▪ Additional:Boatlift, Dock, Fenced Back Yard, Lawn Pump, Yard Building, Deck Open, Patio Open, Porch Open, Fenced Chain Link, Fenced Lot-All
Sewer:Public Sewer
Parking Features:Oversized
Principal Interest
$7,729
Taxes
$534

Home Price

$1,399,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$279,800
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Monthly Price:
$7,729.27

Principal

Taxes

Principal Taxes HOA Total
Monthly $7,729.27 $534.17 $0.00 $8,263.44
Yearly $92,751.28 $6,410.01 $0.00 $99,161.29
Total $2,782,538.46 $192,300.30 $0.00 $2,974,838.76

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Shalimar, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T06:31:40.000Z

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