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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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355 Whispering Lake Dr , Santa Rosa Beach, FL 32459
$684,900
Est. Payment: $3,783.97/mo
5 Bed
3 Bath
3110 Sqft
0.23 Acres
Status: Active | Days on site: 35
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Harrison Lilly Team
Owner/Operator

House Description

Space, style and a lake view--this 5 bedroom, 3 bath home in Whispering Lakes is a Santa Rosa Beach gem! The expansive floor plan offers room to spread out, with thoughtful details throughout including treyed ceilings, arched doorways, LVP and tile flooring, and an abundance of storage. The spacious kitchen features rich mahogany cabinetry, a center island and a huge pantry with plenty of room for all the extras. The laundry room adds even more functionality with cabinetry and additional storage. The generous primary suite offers a relaxing retreat with a private bath featuring a separate soaking tub and shower, along with large walk-in closets. Secondary bedrooms are comfortably sized and carpeted for added warmth. Step outside to the enclosed screened patio overlooking the lake--the perfect spot for morning coffee, evening unwinding or simply enjoying the peaceful view. Gutters and an irrigation system add everyday convenience. With five bedrooms, three full baths, exceptional storage and a versatile layout, this home delivers the space that can be hard to find in Santa Rosa Beach. Located in desirable Whispering Lakes, this one checks all the boxes for comfortable Florida living!

Highlights

Listed by Team Laurie & Lori , 850-259-4339 RE/MAX Agency One , 850-682-8309. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.23

Year Built

2012

County

Walton

Area

16 - North Santa Rosa Beach

Neighborhood

Whispering Lake

Listing ID

1011069

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:5
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Appliances:Auto Garage Door Opn, Dishwasher, Microwave, Oven Self Cleaning, Refrigerator, Smoke Detector, Smooth Stovetop Rnge, Water Heater - Elect
Air Cond:Central Air
Fireplaces:
Floor:Floor Laminate,Floor Tile,Floor WW Carpet
Other:
  • ▪ Additional:Breakfast Bar, Ceiling Tray/Cofferd, Pantry, Split Bedroom, Washer/Dryer Hookup

Exterior Features

Lot:Interior,Level,Lake,Pond
Lot Dimensions:68 x 142 x 68 x 142
Zoning:Resid Single Family
Others:
  • ▪ Additional:Fenced Back Yard, Sprinkler System, Porch Screened
Sewer:Public Sewer
Principal Interest
$3,784
Taxes
$453

Home Price

$684,900

Loan Details

30 yrs
7.374%

Down Payment

20%
$136,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,783.97

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,783.97 $452.64 $0.00 $4,236.61
Yearly $45,407.69 $5,431.62 $0.00 $50,839.31
Total $1,362,230.59 $162,948.60 $0.00 $1,525,179.19

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Santa Rosa Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T02:54:18.000Z

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