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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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97 E Summersweet Ln , Santa Rosa Beach, FL 32459
$2,150,000
Est. Payment: $11,878.44/mo
4 Bed
5 Bath
2257 Sqft
0.07 Acres
Status: Pending | Days on site: 239
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Harrison Lilly Team
Owner/Operator

House Description

WELCOME HOME to your exquisite coastal beach retreat at the most desirable family friendly neighborhood of WaterColor. From the moment you enter this stunning home, you will never want to leave! JEWELS is the most inviting home with curated furnishings to delight. Walk through the majestic magnolias to your relaxing screened front porch from which to enjoy those morning sunrises. Enter into the sunny, open living, dining, kitchen area with its fabulous decor. Warm solid wood floors throughout with 10' ceilings provide spacious comfort. First floor master is exquisitely designed with ensuite bath. A luxurious additional living, gathering area greets you at the top of the stairs. 2nd floor master has private balcony for those afternoon naps on your hammock. Start living your DREAM! WaterColor is the premier coastal community on Scenic Highway 30-A. World class amenities make this 499 acre community the preferred destination for family fun and making lifetime memories. 10 community pools include 3 at the Gulf Front private Beach Club. 2 pools and a Lazy River at Camp WaterColor make for a kids' paradise. Tennis courts and pickleball are available for outdoor fun. A new fitness center is scheduled to begin construction in January 2026 as well as 4 additional pickleball courts. Boathouse at Western Lake has kayaks and paddle boards available for rental. In addition to the private beach, WaterColor is also bordered by Western Lake, one of the largest rare Coastal Dune Lakes in the world. Enjoy miles of trails and parks throughout the masterfully designed community. Enjoy lifestyle events, shops, restaurants and all the fun living at WaterColor. JEWELS has everything that you could ever want in a beach home. Spacious outdoor spaces with a screened front porch and a private balcony off of the second-floor master. The open living/dining/kitchen concept provides wonderful living at the beach with spacious areas for family and friends to gather. Additional serving area with glass cabinets and mini fridge make entertaining a dream! First floor master provides a peaceful oasis that you will never want to leave. Additional upstairs bedrooms are spacious with stunning decor throughout. Start living your DREAM where every day is the weekend. All information deemed accurate but should be verified by buyer. .5% of purchase price to be paid by Buyer to St. Joe Community Foundation at closing.

Highlights

Listed by Judith Anne Williams , The Premier Property Group Seacrest Office , 850-213-5000. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.07

HOA Fee

Year Built

2010

County

Walton

Area

18 - 30A East

Neighborhood

Watercolor

Listing ID

993086

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:5
  • ▪ Full Bathrooms:4
  • ▪ 1/2 Bathrooms:1
Appliances:Cooktop, Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Refrigerator W/IceMk, Security System, Washer, Water Heater - Tnkls
Air Cond:Ceiling Fans,Central Air
Fireplaces:
Floor:Floor Hardwood,Floor Tile
Other:
  • ▪ Additional:Breakfast Bar, Ceiling Crwn Molding, Owner's Closet, Pantry, Washer/Dryer Hookup

Exterior Features

Lot:Covenants,Interior,Sidewalk,Within 1/2 Mile to Water
Lot Dimensions:30x107
Zoning:Deed Restrictions, Resid Single Family
Others:
  • ▪ Additional:Balcony, BBQ Pit/Grill, Shower, Porch Screened
Sewer:Public Sewer
Principal Interest
$11,878
Taxes
$970
HOA
$0

Home Price

$2,150,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$430,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$11,878.44

Principal

Taxes

Principal Taxes HOA Total
Monthly $11,878.44 $970.01 $0.00 $12,848.45
Yearly $142,541.28 $11,640.14 $0.00 $154,181.42
Total $4,276,238.51 $349,204.20 $0.00 $4,625,442.71

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Santa Rosa Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T06:31:40.000Z

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