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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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90 Silver Laurel Way , Santa Rosa Beach, FL 32459
$4,000,000
Est. Payment: $20,285.14/mo
5 Bed
5 Bath
3316 Sqft
Status: active | Days on site: 161
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Buffered by mature greenery on a private corner lot in WaterColor Phase I, 90 Silver Laurel Way captures the essence of classic Florida cottage architecture paired with the comfort and refinement of a thoughtfully updated coastal retreat. Just two blocks from the sugar-white sand and a short walk or golf cart ride to the WaterColor Beach Club, Boathouse, and scenic trails, the location places the very best of the community within easy reach. Designed for effortless indoor-outdoor living, the residence features four spacious porches, including screened and open-air spaces ideal for relaxing or entertaining. A paved backyard terrace offers additional gathering space with room for a future pool pending approval, all framed by a lush, private setting. Spanning approximately 3,316 square feet across three levels, the home offers five bedrooms and five bathrooms, including two primary suites--one on the main level and another on the third floor with Gulf views. Rich hardwood flooring, vaulted ceilings with exposed beams, recessed lighting, and a soft coastal palette define the interiors. The open-concept living area flows seamlessly into the dining space and kitchen, appointed with quartz countertops, premium stainless steel appliances, and a Sub-Zero refrigerator. A gas fireplace with custom built-ins anchors the living room, while an adjoining bar area and breakfast nook enhance the home's inviting atmosphere. Additional highlights include updated bathrooms, surround sound, multiple owner storage closets, covered parking, and an extended paved driveway. Residents of WaterColor enjoy access to resort-style pools, tennis courts, fitness amenities, Camp WaterColor, dining venues, and scenic walking trails, with Seaside just moments away. Offering privacy, thoughtful design, and a prime location near the Gulf, 90 Silver Laurel Way presents a timeless coastal retreat within one of 30A's most sought-after communities.

Highlights

Listed by Dahler & Co. , 850-842-0420 Scenic Sotheby's International Realty , 850-231-6052. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.12

HOA Fee

Year Built

2002

County

Walton

Area

18 - 30A East

Neighborhood

Watercolor

Listing ID

997650

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:5
  • Bathrooms:5
  • Full Bathrooms:5
Appliances:Dishwasher, Disposal, Dryer, Microwave, Refrigerator W/IceMk, Smoke Detector, Washer, Water Heater - Elect
Air Cond:Ceiling Fans,Central Air
Fireplaces:
Floor:Floor Hardwood
Other:
  • Additional:Breakfast Bar, Built-In Bookcases, Ceiling Beamed, Ceiling Crwn Molding, Fireplace, Lighting Recessed, Owner's Closet

Exterior Features

Lot:Corner,Within 1/2 Mile to Water
Lot Dimensions:53.88x99.45x46.89x106.9
Zoning:Resid Single Family
Others:
  • Additional:Deck Covered, Porch Screened
Sewer:Public Sewer
Parking Features:Carport Attached
Principal Interest
$20,285
Taxes
$1,788
HOA
$0

Home Price

$4,000,000

Loan Details

30 yrs
6.528%

Down Payment

20%
$800,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$20,285.14

Principal

Taxes

Principal Taxes HOA Total
Monthly $20,285.14 $1,787.50 $0.00 $22,072.64
Yearly $243,421.66 $21,450.03 $0.00 $264,871.69
Total $7,302,649.75 $643,500.90 $0.00 $7,946,150.65

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Santa Rosa Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:32:47.000Z

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