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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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81 Western Lake Dr , Santa Rosa Beach, FL 32459
$5,950,000
Est. Payment: $30,174.14/mo
7 Bed
7 Bath
5130 Sqft
Status: active | Days on site: 162
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Located in the heart of WaterColor, this corner-lot residence offers multiple porches with Gulf views from its four-story watchtower. Positioned across from the WaterColor Beach Club and just down from Seaside, the home spans more than 5,000 sq ft and includes seven bedrooms, a private pool, and a carriage house. Recent updates feature an additional third-floor bathroom, refreshed flooring, and upgraded lighting. Additional details include a central vacuum system and floor-to-ceiling impact glass windows. The main living and dining areas are located on the second floor, providing privacy and abundant natural light. The living room features soaring ceilings and French doors that open to generous covered outdoor spaces, creating seamless indoor-outdoor flow. WaterColor, Florida, is one of 30A's most sought-after communities. Miles of walking and biking trails wind through lush coastal forests, connecting neighborhoods to parks, pools, Western Lake, the Town Center, and the beach. Enjoy multiple community pools, including the expansive Camp WaterColor and the iconic WaterColor Beach Club with Gulf views and beach access. Western Lake and the BoatHouse provide opportunities for kayaking, paddleboarding, and enjoying the area's breathtaking natural surroundings. Beautiful gathering spaces such as Cerulean Park, Marina Park, and Western Lake Park create peaceful place A formal dining area and additional sitting spaces offer flexibility, while the kitchen is equipped with premium appliances, ample cabinetry, and a bar seating area. Accommodations include suites on each floor and in the carriage house, along with a built-in bunk area. The private pool is positioned between the main house and carriage house, complemented by a wood-burning fireplace and outdoor kitchen. A spacious mudroom includes custom built-ins, two sets of washers and dryers, and a changing room for convenient pool and beach access. WaterColor offers a wide range of amenities, including a beach club, fitness center, town center, tennis and pickleball courts, walking and biking trails, and a boathouse with access to the lake for paddle boarding and kayaking. The community is also conveniently located just minutes from the dining and entertainment options along Scenic 30A. Inquire today to schedule a private showing and experience all that WaterColor has to offer.

Highlights

Listed by Blankenship Watkins Advisory Group , 850-805-6100 Christies International Real Estate Emerald Coast , 850-213-2800. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.19

HOA Fee

Year Built

2007

County

Walton

Area

18 - 30A East

Neighborhood

Watercolor

Listing ID

997564

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:7
  • Bathrooms:7
  • Full Bathrooms:6
  • 1/2 Bathrooms:1
Appliances:Auto Garage Door Opn, Central Vacuum, Cooktop, Dishwasher, Disposal, Dryer, Freezer, Microwave, Oven Self Cleaning, Range Hood, Refrigerator, Refrigerator W/IceMk, Security System, Stove/Oven Gas, Washer, Wine Refrigerator, Water Heater - Elect
Air Cond:Ceiling Fans,Central Air
Fireplaces:Fireplace Gas,Fireplace
Floor:Floor Hardwood,Floor Tile
Other:
  • Additional:Breakfast Bar, Built-In Bookcases, Ceiling Crwn Molding, Fireplace, Fireplace 2+, Guest Quarters, Hallway Bunk Beds, Kitchen Island, Lighting Recessed, Owner's Closet, Pantry, Shelving, Split Bedroom, Washer/Dryer Hookup, Wet Bar, Woodwork Painted

Exterior Features

Lot:Corner,Covenants,Restrictions,Survey Available,Within 1/2 Mile to Water
Lot Dimensions:56' x 156' x 51' x 157'
Zoning:Resid Single Family
Others:
  • Additional:Balcony, BBQ Pit/Grill, Pool - Gunite Concrt, Separate Living Area, Shower, Summer Kitchen, Deck Covered, Deck Open, Patio Covered, Patio Open, Porch, Porch Open, Porch Screened, Fenced Lot-Part
Sewer:Public Sewer
Parking Features:Garage,Garage Detached
Principal Interest
$30,174
Taxes
$3,377
HOA
$0

Home Price

$5,950,000

Loan Details

30 yrs
6.528%

Down Payment

20%
$1,190,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$30,174.14

Principal

Taxes

Principal Taxes HOA Total
Monthly $30,174.14 $3,377.42 $0.00 $33,551.56
Yearly $362,089.72 $40,528.99 $0.00 $402,618.71
Total $10,862,691.50 $1,215,869.70 $0.00 $12,078,561.20

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Santa Rosa Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:32:47.000Z

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