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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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81 Western Lake Dr , Santa Rosa Beach, FL 32459
$5,395,000
Est. Payment: $29,806.60/mo
7 Bed
7 Bath
5130 Sqft
0.19 Acres
Status: Active | Days on site: 19
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Harrison Lilly Team
Owner/Operator

House Description

One of the best lots in Watercolor! Located in the heart of WaterColor, this corner-lot residence offers Gulf views from multiple porches and its four-story watchtower. Positioned directly across from the WaterColor Beach Club and just steps from Seaside, the home spans over 5,000 square feet and includes seven bedrooms, a private pool, and a carriage house. The main living and dining areas occupy the second floor, offering privacy and abundant natural light. The living room features soaring ceilings and French doors that open to generous covered porches, creating seamless indoor-outdoor flow. A formal dining area and additional sitting spaces add flexibility, while the kitchen is outfitted with premium appliances, ample cabinetry, and bar seating. Accommodations include suites on every floor and in the carriage house, plus a built-in bunk room. The private pool sits between the main house and carriage house, complemented by a wood-burning fireplace and outdoor kitchen. A spacious mudroom offers custom built-ins, two sets of washers and dryers, and a changing room for easy pool and beach access. Recent updates include an additional third-floor bathroom, refreshed flooring, and upgraded lighting, along with a central vacuum system and floor-to-ceiling impact glass windows throughout. WaterColor, Florida is one of 30A's most sought-after communities. Miles of walking and biking trails wind through lush coastal forests, connecting neighborhoods to parks, pools, Western Lake, the Town Center, and the beach. Residents enjoy multiple community pools - including the expansive Camp WaterColor and the iconic WaterColor Beach Club with Gulf views and beach access -- plus kayaking and paddle boarding on Western Lake via the BoatHouse. Beautiful gathering spaces such as Cerulean Park, Marina Park, and Western Lake Park round out the community, along with a fitness center, tennis and pickleball courts, and a town center just minutes from the dining and entertainment along Scenic 30A. Inquire today to schedule a private showing and experience all that WaterColor has to offer.

Highlights

Listed by Blankenship Watkins Advisory Group , 850-805-6100 Christies International Real Estate Emerald Coast , 850-213-2800. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.19

Year Built

2007

County

Walton

Area

18 - 30A East

Neighborhood

Watercolor

Listing ID

1011551

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:7
  • ▪ Bathrooms:7
  • ▪ Full Bathrooms:6
  • ▪ 1/2 Bathrooms:1
Appliances:Water Heater - Elect
Air Cond:Ceiling Fans,Central Air
Fireplaces:Fireplace Gas
Floor:Floor Hardwood,Floor Tile
Other:
  • ▪ Additional:Breakfast Bar, Built-In Bookcases, Ceiling Crwn Molding, Guest Quarters, Hallway Bunk Beds, Kitchen Island, Lighting Recessed, Owner's Closet, Pantry, Shelving, Split Bedroom

Exterior Features

Lot Dimensions:56' x 156' x 51' x 157'
Zoning:Resid Single Family
Others:
  • ▪ Additional:Balcony, BBQ Pit/Grill, Pool - Gunite Concrt, Separate Living Area, Shower, Summer Kitchen, Deck Covered, Deck Open, Porch, Porch Open, Porch Screened, Fenced Lot-Part
Sewer:Public Sewer
Principal Interest
$29,807
Taxes
$3,377

Home Price

$5,395,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$1,079,000
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Monthly Price:
$29,806.60

Principal

Taxes

Principal Taxes HOA Total
Monthly $29,806.60 $3,377.42 $0.00 $33,184.01
Yearly $357,679.17 $40,528.99 $0.00 $398,208.16
Total $10,730,375.25 $1,215,869.70 $0.00 $11,946,244.95

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Santa Rosa Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T04:14:31.000Z

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