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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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668 E Royal Fern Way , Santa Rosa Beach, FL 32459
$5,375,000
Est. Payment: $29,696.10/mo
6 Bed
8 Bath
5460 Sqft
0.24 Acres
Status: Active | Days on site: 3
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Harrison Lilly Team
Owner/Operator

House Description

Set on one of the most generous homesites in this distinguished phase of WaterColor, this refined coastal estate enjoys a private setting adjacent to a protected nature preserve and reflective pond. Spanning 5,460 square feet, the residence offers six bedrooms, seven full and one half baths, including a one-bedroom, one-bath carriage suite above a detached two-car garage. Thoughtfully designed for sophisticated coastal living, the interiors feature wire-brushed oak flooring, tailored shiplap walls, and a gas fireplace anchoring the light-filled great room. The kitchen features Sub-Zero and Wolf appliances, a dedicated wine refrigerator, quartz countertops, and custom cabinetry surrounding a generous island. A screened dining porch extends the living spaces outdoors to a private backyard with a 15' x 28' pool and spa, summer kitchen with Big Green Egg, and covered lounge with fireplace and television. The upper level features two primary suites, two additional guest bedrooms, and a four-bed bunk room, all connected by a private elevator. The carriage suite offers a kitchenette, full bath, and private balcony, creating a comfortable retreat for guests. Within WaterColor's 499-acre master-planned community along the Gulf of Mexico, residents enjoy community pools, the gulf-front beach cub, nature trails, the BoatHouse, tennis facilities, and Camp WaterColor with its lazy river and waterslide. A sophisticated coastal residence offering privacy, refined interiors, and exceptional outdoor living in one of WaterColor's most desirable settings along Scenic Highway 30A.

Highlights

Listed by Dahler & Co. , 850-842-0420 Scenic Sotheby's International Realty , 850-231-6052. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.24

HOA Fee

Year Built

2018

County

Walton

Area

18 - 30A East

Neighborhood

Watercolor

Listing ID

1013205

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:6
  • ▪ Bathrooms:8
  • ▪ Full Bathrooms:7
  • ▪ 1/2 Bathrooms:1
Appliances:Auto Garage Door Opn, Dishwasher, Disposal, Dryer, Freezer, Microwave, Range Hood, Refrigerator, Stove/Oven Gas, Washer, Wine Refrigerator, Water Heater - Tnkls
Air Cond:Ceiling Fans
Fireplaces:Fireplace Gas,Fireplace
Floor:Floor Hardwood,Floor Tile
Other:
  • ▪ Additional:Ceiling Crwn Molding, Ceiling Raised, Elevator, Fireplace, Kitchen Island, Lighting Recessed, Owner's Closet, Pantry, Wallpaper, Woodwork Painted

Exterior Features

Lot:Covenants,Cul-De-Sac,Restrictions
Lot Dimensions:147 x 70 x 147 x 70
Zoning:Resid Single Family
Others:
  • ▪ Additional:Balcony, Fenced Back Yard, Hot Tub, Pool - Gunite Concrt, Shower, Summer Kitchen, Deck Covered, Deck Open, Porch Screened
Sewer:Community Sewer,Public Sewer
Parking Features:Garage
Principal Interest
$29,696
Taxes
$2,996
HOA
$0

Home Price

$5,375,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$1,075,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$29,696.10

Principal

Taxes

Principal Taxes HOA Total
Monthly $29,696.10 $2,995.64 $0.00 $32,691.74
Yearly $356,353.21 $35,947.64 $0.00 $392,300.85
Total $10,690,596.29 $1,078,429.20 $0.00 $11,769,025.49

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Santa Rosa Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-06T22:55:19.000Z

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