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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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565 E Royal Fern Way , Santa Rosa Beach, FL 32459
$7,499,000
Est. Payment: $38,033.51/mo
10 Bed
10 Bath
6550 Sqft
Status: active | Days on site: 117
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

In WaterColor, the most compelling homes are not simply designed for a week at the beach. They are created for the rhythm of everyday life on 30A. Slow mornings, time outdoors, family gatherings, and the ability to comfortably host the people you love. At 565 East Royal Fern, that sense of permanence is immediately clear. Built by Borges Brooks Builders and designed by TS Adams, the residence feels less like a traditional vacation property and more like a thoughtfully composed coastal compound. Architecture, craftsmanship, and livability were considered in equal measure, creating a home that is equally suited for quiet daily routines and larger gatherings with family and friends. The interiors are warm, relaxed, and designed to be lived in. Oak floors by Seashore Flooring extend throughout the home, complementing a natural palette of whites and wood tones. Expansive openings allow sunlight to move easily through the living spaces, while subtle architectural details give each room its own character. Several furnishings were custom designed by the homeowner and handcrafted by Amish craftsmen, adding a personal layer that makes the home feel collected rather than staged. At the center of the main living space, the kitchen balances beautiful design with the functionality needed for everyday use. A waterfall island offers generous room for meals, homework, conversation, and entertaining, while dome pendants create a clean architectural focal point. A 60-inch Wolf range and Liebherr refrigerator complete the appliance package. The carriage house features quartz countertops and coordinated finishes, allowing it to function comfortably as a private space for extended family, guests, or live-in support. With eight bedrooms, including the private carriage house, the home provides the flexibility that full-time living often requires. The primary suite is positioned as a true retreat, featuring a spa-style bathroom with a soaking tub, electric fireplace, dual closets, and direct access to a private patio. Guest accommodations are thoughtfully distributed throughout the property, offering privacy without feeling disconnected from the rest of the home. Practical construction decisions further set the residence apart. The elevated, foam-insulated slab was designed to enhance stability and help prevent floor movement over time. Real stone in the downstairs guest bathroom reflects the emphasis on authentic materials, while EPAY decking throughout the outdoor living areas was selected for its durability in the coastal environment. Outside, the resort-style pool and covered pavilion become a natural extension of the home. The spaces are designed for more than entertaining, offering room for morning coffee, afternoons by the pool, outdoor dinners, and the everyday moments that make living on 30A so special. 565 East Royal Fern offers the rare opportunity to experience WaterColor not simply as a destination, but as home. It is a residence defined by thoughtful design, lasting craftsmanship, and a more personal, livable interpretation of coastal luxury.

Highlights

Listed by Spears Group , 850-710-2114 Compass , 850-296-9769. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.27

Year Built

2023

County

Walton

Area

18 - 30A East

Neighborhood

Watercolor

Listing ID

999794

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:10
  • Bathrooms:10
  • Full Bathrooms:7
  • 1/2 Bathrooms:3
Appliances:Auto Garage Door Opn, Cooktop, Disposal, Dryer, Ice Machine, Microwave, Oven Double, Refrigerator W/IceMk, Smoke Detector, Wine Refrigerator, Water Heater - Gas
Air Cond:Ceiling Fans,Central Air
Fireplaces:
Floor:Floor Hardwood,Floor Tile
Other:
  • Additional:Breakfast Bar, Ceiling Raised, Ceiling Tray/Cofferd, Elevator, Kitchen Island, Lighting Recessed, Owner's Closet, Pantry, Split Bedroom, Wet Bar

Exterior Features

Lot:Covenants,Curb & Gutter,Interior,Level,Restrictions,Sidewalk,Within 1/2 Mile to Water
Lot Dimensions:165 x 88
Zoning:Deed Restrictions, Resid Single Family
Others:
  • Additional:Rain Gutter, Balcony, Pool - Gunite Concrt, Sprinkler System, Porch Screened
Sewer:Public Sewer
Parking Features:Garage,Covered
Principal Interest
$38,034
Taxes
$358

Home Price

$7,499,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$1,499,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$38,033.51

Principal

Taxes

Principal Taxes HOA Total
Monthly $38,033.51 $358.29 $0.00 $38,391.80
Yearly $456,402.16 $4,299.45 $0.00 $460,701.61
Total $13,692,064.72 $128,983.50 $0.00 $13,821,048.22

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Santa Rosa Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:32:47.000Z

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