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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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146 Silver Laurel Way , Santa Rosa Beach, FL 32459
$4,599,000
Est. Payment: $23,322.84/mo
5 Bed
6 Bath
3972 Sqft
Status: active | Days on site: 141
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Exceptional Gulf-View Residence in Prime WaterColor Location Ideally situated just two blocks from the beach on a quiet street, this 5-bedroom, 5.5-bath WaterColor home offers rare elevated Gulf views, strong rental performance, and extensive recent upgrades. Positioned among the highest vantage points in the community, the property captures sweeping views of the Gulf, Seaside, and surrounding coastal landscape, highlighted by a rooftop deck designed for sunrise and sunset enjoyment. The home features multiple indoor and outdoor living spaces, including expansive porches, a private rear deck with gas fire pit and grill, and a rooftop terrace with panoramic sightlines. The kitchen is well-appointed with Sub-Zero refrigeration, Wolf appliances, an oversized island with seating, and custom cabinetry by Smallbone of England. Interiors were professionally designed by Beau Interiors and are offered furnished (with exclusions). Recent improvements include new electrical throughout, new decking, recessed lighting, one new HVAC unit, new window treatments, new hot water heater, paved driveway, and updated marble surfaces in the kitchen. The backyard faces toward Seaside and the Gulf, and a contractor has verified space for a potential pool installation. Located within close proximity to the Truman House and in one of WaterColor's most desirable rental areas, the property has generated approximately $175-200K annually in gross rental revenue over the past two years. Buyer to verify all information and dimensions.

Highlights

Listed by Matt W Wright , 850-227-8276 Think Real Estate , 850-270-4200. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.11

HOA Fee

1840 Quarterly

Year Built

2007

County

Walton

Area

12 - Walton County

Neighborhood

Watercolor

Listing ID

787994

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:5
  • Bathrooms:6
  • Full Bathrooms:5
  • 1/2 Bathrooms:1
Appliances:Gas Cooktop
Air Cond:Central Air,Multi Units
Fireplaces:
Other:
  • Additional:Balcony, Double Vanity, Soaking Tub, Separate Shower, Upper Level Primary

Exterior Features

Lot Dimensions:50x100
Roof:Metal
Others:
  • Additional:Fire Pit
Sewer:Public Sewer

Open House

Upcoming Open Houses
Saturday 1:30 pm - 3:30 pm Aug 22
Principal Interest
$23,323
Taxes
$2,829
HOA
$1,840

Home Price

$4,599,000

Loan Details

30 yrs
6.528%

Down Payment

20%
$919,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$23,322.84

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $23,322.84 $2,828.75 $1,840.00 $27,991.59
Yearly $279,874.05 $33,945.00 $22,080.00 $335,899.05
Total $8,396,221.55 $1,018,350.00 $662,400.00 $10,076,971.55

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Santa Rosa Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

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