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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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114 Pine Needle Way , Santa Rosa Beach, FL 32459
$3,600,000
Est. Payment: $18,258.52/mo
6 Bed
7 Bath
4552 Sqft
Status: active | Days on site: 329
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
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House Description

Nestled in the Forest District of WaterColor's Phase II, 114 Pine Needle is a stunning 6-bedroom, 6.5-bathroom cottage blending classic Florida charm with modern comfort. Bright white walls, cheerful furnishings, and coastal blue accents create a warm, inviting atmosphere. Five bedrooms feature en suite baths, with ample space for any group. The 2nd floor entertains with a huge open living area, kitchen, and dining that spills onto a 34' wide deck overlooking the private preserve. The 3rd & 4th floors offer a kids/sitting room and tower with mini kitchen—perfect for sunset views. Three sitting areas and five spacious porches ensure relaxation and connection for large families. Conveniently near Camp WaterColor and a short bike ride to the Gulf Front Beach Club with 3 pools along the Gulf Golf Cart included
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Highlights

Listed by Carson Patrick , 706-527-2898 Better Homes and Gardens Real Estate Coast Properties , 850-200-0523. Emerald Coast Multiple Listing Services

Property Type

Residential
Lot/Acreage
0.18

HOA Fee

Year Built

2010

County

Walton

Area

18 - 30A East

 Neighborhood

Watercolor

Listing ID

985810

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:6
  • ▪ Bathrooms:7
  • ▪ Full Bathrooms:6
  • ▪ 1/2 Bathrooms:1
Appliances:Dishwasher, Dryer, Microwave, Oven Self Cleaning, Refrigerator W/IceMk, Stove/Oven Gas, Washer, Wine Refrigerator, Water Heater - Gas
Air Cond:Ceiling Fans,Central Air
Fireplaces:Fireplace Gas
Floor:Floor Hardwood,Floor Tile
Other:
  • ▪ Additional:Breakfast Bar, Ceiling Crwn Molding, Kitchen Island

Exterior Features

Lot:Covenants,Restrictions
Lot Dimensions:120' x 65.12'
Zoning:Resid Single Family
Others:
  • ▪ Additional:Balcony, BBQ Pit/Grill, Fenced Back Yard, Porch
Sewer:Public Sewer
Parking Features:Covered
Principal Interest
$18,259
Taxes
$2,507
HOA
$0

Home Price

$3,600,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$720,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$18,258.52

Principal

Taxes

Principal Taxes HOA Total
Monthly $18,258.52 $2,506.59 $0.00 $20,765.11
Yearly $219,102.25 $30,079.04 $0.00 $249,181.29
Total $6,573,067.47 $902,371.20 $0.00 $7,475,438.67

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Santa Rosa Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T07:16:22.000Z

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