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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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109 Bluejack St , Santa Rosa Beach, FL 32459
$5,295,000
Est. Payment: $29,254.11/mo
6 Bed
6 Bath
3425 Sqft
0.14 Acres
Status: Active | Days on site: 6
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Harrison Lilly Team
Owner/Operator

House Description

Set within the coastal community of WaterColor, 109 Bluejack is a 6 bedroom custom home with garage, carriage house and a private resort-style outdoor living space, all designed around the moments that become traditions: slow mornings, afternoons that drift between the beach and pool, grandparents staying just steps away, and memories made within a small-town atmosphere with luxe amenities. Built by Romair Construction with interiors by Kirstie Carollo of Bella Beach, the home brings together two names long associated with some of WaterColor's most admired residences. Exterior and interior expansive living spaces encourage everyone to be together without ever feeling crowded. Carrera marble carries throughout the home, from the kitchen and its statement island to beautifully finished baths, while a sophisticated coastal palette gives the interiors a sense of permanence beyond passing trends. Offered fully furnished and turnkey, there is nothing to prepare and nothing to reimagine. Arrive, unpack and begin living. The heart of the home moves effortlessly outdoors. Peacock pavers and rich Ipe decking frame a private pool and spa, while a sculptural micro cement dining table creates a natural gathering place for long lunches and dinners outside. As daylight fades, the fire pit draws everyone back together. The carriage house adds another dimension to the property and to the way generations can experience it together. A private studio residence with a king bed, full bath, kitchenette, living area, and its own washer and dryer gives grandparents, adult children or guests independence while keeping the family together. And that may ultimately be what distinguishes 109 Bluejack. Homes with five or more bedrooms exist in WaterColor. Homes with exceptional interiors exist. So do homes with private pools, generous outdoor living, garages and carriage houses. Finding all of those attributes together, in one beautifully resolved property, is considerably more difficult. Here, a day can begin with a golf-cart ride into WaterColor or neighboring Seaside. From there, it's off to the beach and the Gulf-front pools of the WaterColor Beach Club. Later, when everyone else has settled in, pour a glass of wine and slip into the spa. 109 Bluejack is having a place where everyone wants to come back. A place where three generations can gather, where children grow up measuring summers in beach days and bike rides, and where they return with families of their own. A place for peace, connection and rest for the soul. And, in time, legacy.

Highlights

Listed by The Neals , 850-598-1655 Berkshire Hathaway HomeServices , 850-534-3006. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.14

HOA Fee

Year Built

2018

County

Walton

Area

18 - 30A East

Neighborhood

Watercolor

Listing ID

1012817

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:6
  • ▪ Bathrooms:6
  • ▪ Full Bathrooms:5
  • ▪ 1/2 Bathrooms:1
Appliances:Ice Machine, Stove/Oven Gas
Floor:Floor Hardwood,Floor Marble
Other:
  • ▪ Additional:Ceiling Raised, Guest Quarters, Owner's Closet, Wallpaper

Exterior Features

Lot:Covenants,Restrictions,Within 1/2 Mile to Water
Lot Dimensions:55x110
Zoning:Resid Single Family
Others:
  • ▪ Additional:Fenced Back Yard, Hot Tub
Sewer:Public Sewer
Parking Features:Garage Detached,Guest
Principal Interest
$29,254
Taxes
$3,376
HOA
$0

Home Price

$5,295,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$1,059,000
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Monthly Price:
$29,254.11

Principal

Taxes

Principal Taxes HOA Total
Monthly $29,254.11 $3,375.56 $0.00 $32,629.67
Yearly $351,049.35 $40,506.75 $0.00 $391,556.10
Total $10,531,480.43 $1,215,202.50 $0.00 $11,746,682.93

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Santa Rosa Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-06T22:55:19.000Z

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