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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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16 W Shady Oaks Ln Unit A , Santa Rosa Beach, FL 32459
$275,000
Est. Payment: $1,394.75/mo
3 Bed
3 Bath
1576 Sqft
Status: active | Days on site: 64
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
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House Description

Discover the perfect blend of comfort, convenience, and investment potential in this charming 3-bedroom, 2.5-bath end-unit townhome in the heart of Santa Rosa Beach. Built in 2014, this home offers a bright and inviting floor plan with abundant natural light thanks to its desirable end-unit location and additional windows. Recent updates provide peace of mind, including a brand-new water heater (2026), HVAC system replaced in 2022, and most kitchen appliances updated within the last five years. Whether you're searching for a primary residence, second home, or long-term rental investment, this property offers exceptional value in a highly sought-after location. An excellent opportunity for your own personal touches too! Enjoy easy access to everything the Emerald Coast has to offer. Located less than 10 minutes from the sugar-white sands and turquoise waters of 30A, you'll also appreciate the convenience of nearby shopping, dining, entertainment, and everyday essentials in both Santa Rosa Beach and Miramar Beach. With its low-maintenance lifestyle, thoughtful updates, and unbeatable location, this townhome is an opportunity you won't want to miss. ***Three photos in this listing have been virtually staged. Please see photo descriptions.***
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Highlights

Listed by Alexandra L Caudill , 812-319-7782 Watersound Real Estate , 850-231-7792. Emerald Coast Multiple Listing Services

Property Type

Condo/Townhome

HOA Fee

Year Built

2014

County

Walton

Area

16 - North Santa Rosa Beach

 Neighborhood

Water Oaks T/H

Listing ID

1005614

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Dishwasher, Dryer, Microwave, Refrigerator, Stove/Oven Electric, Washer, Water Heater - Elect
Air Cond:Central Air
Fireplaces:
Floor:Floor Hardwood,Floor WW Carpet
Other:
  • ▪ Additional:Breakfast Bar, Washer/Dryer Hookup

Exterior Features

Lot:Corner
Zoning:Resid Multi-Family
Others:
  • ▪ Additional:Sprinkler System, Porch
Sewer:Public Sewer
Parking Features:Garage
Principal Interest
$1,395
Taxes
$210
HOA
$0

Home Price

$275,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$55,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,394.75

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,394.75 $209.73 $0.00 $1,604.47
Yearly $16,736.98 $2,516.72 $0.00 $19,253.70
Total $502,109.32 $75,501.60 $0.00 $577,610.92

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Santa Rosa Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:32:47.000Z

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