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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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138 Chivas Ln , Santa Rosa Beach, FL 32459
$4,975,000
Est. Payment: $25,229.64/mo
9 Bed
9 Bath
6034 Sqft
Status: active | Days on site: 68
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Harrison Lilly
Owner/Operator

House Description

Perfectly positioned on a quiet cul-de-sac in the coveted Walk Over Dunes community, this extraordinary gulf-view beach retreat offers the ultimate combination of luxury, comfort, and investment potential. Spanning four stories, this impressive 9-bedroom, 8.5-bath residence comfortably accommodates up to 36 guests and is being offered fully furnished and rental-ready. Just steps from public beach access, the home is designed for unforgettable gatherings with expansive outdoor terraces on every level, an oversized heated pool with cascading water feature and spa, and a private pickle-ball court, all creating an exceptional coastal experience. Thoughtfully designed for entertaining, the first floor features a spacious family room and an adjoining game room complete with a pool table, air hockey, and oversized sectional seating. Sliding glass doors open to a sprawling covered terrace with a summer kitchen, grilling area, outdoor dining space, and a large flatscreen TV overlooking the pool and spa. Two oversized bunk rooms on this level are designed to maximize guest accommodations, each featuring multiple custom bunks and private ensuite bathrooms with dual vanities. Each bunk-room bathroom also includes two separate showers, thoughtfully designed to comfortably accommodate large groups and streamline guest use after beach and pool days. The second floor serves as the heart of the home, showcasing a generous open-concept living area with refinished flooring, shiplap ceilings, and abundant natural light. The gourmet kitchen is equipped with premium stainless steel appliances, double dishwashers, floor-to-ceiling cabinetry, and an expansive island, while the adjacent dining area easily accommodates large gatherings. Two beautifully appointed king suites with private ensuite baths complete this level. The third floor offers additional guest accommodations, including a king suite with private bath, a guest bedroom connected via Jack-and-Jill bath to a bunk room, and an impressive primary suite featuring a private balcony, spa-inspired bathroom with soaking tub and walk-in shower, and stunning gulf views. The top floor, you will find a spectacular retreat with a TV lounge, sitting area, and panoramic gulf views that provide the perfect backdrop for sunset entertaining. Adding even more versatility, the separate carriage house offers a private guest escape complete with a king bedroom, full bath, living area with sleeper sofa, and fully equipped kitchen. With ample parking, strong rental income potential, exceptional amenities, and an unbeatable location just moments from the sugar-white sands of the Gulf, this remarkable property presents a rare opportunity to own a premier coastal investment and family retreat. All information is believed to be accurate but should be verified.

Highlights

Listed by Stroop Group , 850-376-6439 and Mark S Stroop , 850-376-6435 Compass , 850-296-9769. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.51

Year Built

2018

County

Walton

Area

18 - 30A East

Neighborhood

Walk Over Dunes

Listing ID

1004007

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:9
  • Bathrooms:9
  • Full Bathrooms:8
  • 1/2 Bathrooms:1
Appliances:Auto Garage Door Opn, Cooktop, Dishwasher, Disposal, Dryer, Freezer, Microwave, Oven Double, Range Hood, Refrigerator W/IceMk, Security System, Smoke Detector, Stove/Oven Gas, Washer
Air Cond:Central Air
Fireplaces:
Floor:Floor Hardwood,Floor Marble
Other:
  • Additional:Ceiling Raised, Elevator, Guest Quarters, Kitchen Island, Lighting Recessed, Lock Out, Wet Bar

Exterior Features

Lot:Cul-De-Sac,Within 1/2 Mile to Water
Lot Dimensions:68 x 330
Zoning:Resid Single Family
Others:
  • Additional:BBQ Pit/Grill, Fenced Back Yard, Hot Tub, Shower, Summer Kitchen, Deck Covered, Patio Covered
Sewer:Public Sewer
Parking Features:Garage Detached,Guest
Principal Interest
$25,230
Taxes
$3,168

Home Price

$4,975,000

Loan Details

30 yrs
6.528%

Down Payment

20%
$995,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$25,229.64

Principal

Taxes

Principal Taxes HOA Total
Monthly $25,229.64 $3,168.02 $0.00 $28,397.66
Yearly $302,755.69 $38,016.21 $0.00 $340,771.90
Total $9,082,670.63 $1,140,486.30 $0.00 $10,223,156.93

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Santa Rosa Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:32:47.000Z

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