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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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42 Central 8th St , Santa Rosa Beach, FL 32459
$535,000
Est. Payment: $2,955.80/mo
4 Bed
3 Bath
1880 Sqft
0.14 Acres
Status: Active | Days on site: 186
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EBMA - E28361
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Harrison Lilly Team
Owner/Operator

House Description

Looking for a brand-new home in the highly desirable Santa Rosa Beach area? Whether you're searching for a primary residence or a great investment property, this home offers the freedom of NO HOA and no restrictions. Built in 2025, this home offers 1,880 square feet of heated and cooled living space, with a total building size of 2,435 square feet. It includes 4 bedrooms and 2.5 bathrooms and features a modern coastal design with an open-concept layout and high-quality finishes. This home is built on a solid 'CONCRETE SLAB FOUNDATION', providing stability and durability. It features 10-foot ceilings, quartz countertops, hardwood floors, stainless steel appliances, and abundant of natural light. The garage features a protective epoxy-coated floor, offering a long-lasting, low-maintenance surface, and provides ample space for a golf cart, equipment, or additional storage. The fully fenced backyard provides privacy and a safe space for you and your beloved pets. This home is a dream for outdoor enthusiasts, with plenty of activities nearby, including golf courses, hiking trails, and beautiful state parks. The Cessna Landing Boat Launch Park is less than half a mile away, and you're just minutes from multiple beach access points along 30A, perfect for enjoying the sugary beaches of the Emerald Coast. Conveniently located near top-rated hospitals and medical centers, as well as fine dining, grocery stores, and shopping centers, everything you need is just a short distance away. This home is completely move-in ready. Whether you're looking for beach living, rental income, or both, the choice is yours. Call today to schedule your showing!

Highlights

Listed by Marylin Handzus , 850-225-9115 Century 21 AllPoints Realty , 850-837-7800. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.14

Year Built

2025

County

Walton

Area

16 - North Santa Rosa Beach

Neighborhood

Town Of Santa Rosa

Listing ID

999513

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Auto Garage Door Opn, Dishwasher, Disposal, Oven Self Cleaning, Range Hood, Refrigerator, Refrigerator W/IceMk, Smoke Detector, Water Heater - Elect
Air Cond:Ceiling Fans,Central Air
Fireplaces:
Floor:Floor Hardwood
Other:
  • ▪ Additional:Ceiling Raised, Kitchen Island, Lighting Recessed, Newly Painted, Pantry

Exterior Features

Lot:Flood Insurance Req,Survey Available
Lot Dimensions:50' X 125' Approx.
Zoning:Resid Single Family
Others:
  • ▪ Additional:Rain Gutter, Fenced Back Yard, Porch, Porch Open, Fenced Privacy
Sewer:Public Sewer
Parking Features:Garage,Golf Cart Enclosed
Principal Interest
$2,956
Taxes
$37

Home Price

$535,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$107,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,955.80

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,955.80 $37.45 $0.00 $2,993.25
Yearly $35,469.58 $449.39 $0.00 $35,918.97
Total $1,064,087.26 $13,481.70 $0.00 $1,077,568.96

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Santa Rosa Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T06:31:40.000Z

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